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May 27, 2017
 


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Updated: May. 27 (14:03)

James R. Hoffa Memorial College Student Essay
Teamsters Local Union No. 677
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Teamsters Local 355
Pence Leads Under-the-Radar Attack on Unions
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I, having been duly elected to the office in the ____ of the APWU, AFL-CIO do solemnly pledge to uphold the Constitution and Bylaws of the APWU AFL-CIO, and the (state'Local). I further pledge to perform the duties of my office to the best of my ability. I promise that at the conclusion of my term in office, I will turn over to my successor all books, papers, records and documents that are the property of the APWU. Last, but not least, I promise to purchase only union made aticles whenever available. Failure to perform any of the above will mark me as an indivisual devoid of honor and destitute of integrety.
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Death of an Employee
Updated On: Mar 22, 2011

 

Benefits Info - USPS

Benefits Forms - USPS

Event of Death - Check List

In Event of Death

What Happens if I die at work?

What Happens if I die after retirement?

When A Postal Employee Dies
Information is deemed reliable but not guaranteed.
Sources: NALC: When a Retired Letter Carrier Dies (PDF), NALC: When an Active Letter Carrier Dies, and various government agencies.
When an Active Postal Employee Dies

Notify employee's immediate supervisor, postmaster or manager. Give time and location of memorial services.

Fill out forms (obtain from USPS personnel section); application for death benefits under the retirement system; claim for unpaid compensation; claim for FEGLI death benefits.

If the postal employee had a Thrift Savings Plan (TSP) account, notify the Thrift Savings Plan Service Center, National Finance Center, P.O. Box 61500, New Orleans, LA 70161-1500 or call 877-968-3778.

If applicable, notify the postal employee's postal labor union.

Notify banks and other financial institutions.

Call the local office of the Social Security Administration or toll-free 800-772-1213. More Social Security info...

Notify insurance companies (life, health, home, automobile, etc.).

Obtain enough certified death certificates for your needs.
When a Retired Postal Employee Dies

Notify U.S. Office of Personnel Management (OPM), Retirement Operations Center, Boyers, PA 16017, call toll-free 888-767-6738, or via Web, and provide: full name of deceased; date of birth; date of death; Social Security number; CSA claim number; and survivor's name, address and relationship to the deceased. More OPM information...

Return any uncashed annuity checks to the address on the accompanying Treasury Department envelope. If payments are being deposited directly to a bank or other financial institution, contact them with the retiree's date of death and advise them to return any future payments to the Treasury Department.

If the retired employee had a Thrift Savings Plan (TSP) account, notify the Thrift Savings Plan Service Center, National Finance Center, P.O. Box 61500, New Orleans, LA 70161-1500 or call 877-968-3778.

If applicable, notify the postal employee's postal labor union.

If veteran, notify the Veterans' Administration (VA) local office. VA burial and memorial benefits information...

Notify banks and other financial institutions.

Call the local office of the Social Security or toll-free 800-772-1213. More Social Security info...

Notify insurance companies (life, health, home, automobile, etc.).

To request a duplicate 1099R (Statement of Annuity Paid), call 888-767-6738.

Obtain enough certified death certificates for your needs.
Resources

SF-3114 - Applying for Death Benefits Under the Federal Employees Retirement System - FERS (PDF)
SF-3104- Application for Death Benefits - FERS (PDF)

USPS DEATH BENEFITS - USPS DEATH IN SERVICE

Source: USPS ELM - Employee Labor and Relations Manual
 
587 Death Benefits - Death in Service

587.1 Basic Employee Death Benefit

587.11 General
A basic employee death benefit is payable to the current spouse if the following conditions are met:

a. The employee dies after completing 18 months of creditable civilian service; and

b. The marriage has lasted at least 9 months; or

c. A child was born of the marriage; or

d. The death was accidental.

587.12 Amount
The basic employee death benefit consists of

a. 50 percent of the final annual rate of basic pay, and

b. $21,335.30 in 1998 and as adjusted under title 5, United States Code, 8462.

587.13 Payment
A spouse may elect to receive the basic employee death benefit as either

a. A one-time payment, or

b. Thirty-six equal monthly installments.

587.2 Survivor Benefit - Spousal

587.21 General
When an employee dies after completing at least 10 years of creditable service, the spouse is entitled to an annuity equal to 50 percent of the annuity the employee had earned through the day of death. This is in addition to the basic employee death benefit. (see 587.1)

587.22 Beginning and Ending Date

587.221 Beginning
An annuity begins on the day after the death of the employee on whose service the annuity is based.

587.222 Ending
An annuity ends on the last day of the month before the spouse remarries before age 55 or dies.

587.223 Reinstatement
If a current spouse annuity is terminated because of a remarriage, the annuity can be reinstated on the day of the termination of the remarriage. A former spouse annuity may never be reinstated.

587.3 Refund of Contributions

587.31 Eligibility
If there is no survivor entitled to monthly survivor annuity benefits, the employee's contribution to the retirement fund are paid in accordance with the normal order of precedence.

587.32 Normal Order of Precedence
a. First, to the beneficiary or beneficiaries designated by the employee on SF 3102, Designation of Beneficiary;

b. Second, to the widow or widower;

c. Third, to the child or children of the employee;

d. Fourth, to the parents of the employee or the surviving parent;

e. Fifth, to the duly appointed executor or administrator of the estate;

f. Sixth, to such other next of kin of the employee as OPM determines to be entitled under the laws of the domicile of the employee at the date of death.

587.4 Former Spouse(s)
Any benefit (or a portion of any benefit) payable to a current spouse is payable to a former spouse instead if the former spouse is entitled to the benefit under the terms of a qualifying court order.


587.5 Child Annuities

587.51 Eligibility
A surviving child of an employee who dies after completing 18 months of creditable civilian service is entitled to an annuity.

587.52 Rates of Annuities
The amount of the annuity payable is the difference between the amount that would be paid by CSRS and the amount actually paid by Social Security. In cases where the Social Security amount exceeds the amount otherwise payable under CSRS regulations, no payments are made from the retirement fund.

587.53 Beginning and Ending Dates

587.531 Beginning Date

The annuity begins on the day after the employee dies.

587.532 Ending Date
An annuity ends on the last day of the month before the child:

a. Becomes 18 years old unless she or he is a full-time student or incapable of self-support;

b. Becomes capable of self-support after becoming 18 years old unless a full-time student;

c. Becomes 22 years of age if he or she is a full-time student and capable of self-support;

d. Ceases to be a full-time student after becoming 18 years of age;

e. Marries or dies.

587.54 Disabilities
A child is eligible for a continued annuity if the Social Security Administration finds that the child is incapable of self-support.

587.6 Procedures Upon Death of an Employee

587.61 Contacting Next of Kin

When an employee dies, the employing office (a) contacts the next of kin and advises such person of benefits payable and of the right to apply for them and (b) renders every assistance in completing SF 3104, Application for Death Benefits. The family should also be referred to the Social Security Administration and assistance should be provided concerning the Thrift Savings Plan.

587.62 Filing Death Claim Applications
SF 3104 is filed with the Eagan ASC through the employing office or sent directly to the:

RETIREMENT OPERATIONS CENTER
OFFICE OF PERSONNEL MANAGEMENT
PO BOX 200
BOYERS PA 16020-0200

For complete information go here >>> USPS ELM - Employee Labor and Relations Manual or here >>> USPS ELM

 

What Happens to Your Federal Employee Benefits if You Die While Still Working?

By John Grobe

Wednesday, November 12, 2008

You can have daily headlines from FedSmith.com delivered right to your desktop each business morning. The service is free and you don't get junk e-mail as the price of your subscription. Just visit our newsletter page to sign up!

John Grobe is a retired federal employee with over 25 years of experience in federal human resources and President of Federal Career Experts, a training and consulting firm that specializes in federal employee retirement and career transition issues.

What Happens to Your Benefits if You Die While Still Working?

This is a question we do not want to ponder, as we all plan on living long after we retire. When it comes to Ben Franklin's quote, "Plan like you'll live forever; pray like you'll die tomorrow", we all tend to focus on the first part. However, it is helpful to know what will happen to our federal benefits, should we die while still employed.

Your health insurance will no longer do you any good, but it may be a great deal for your surviving spouse. If your spouse is enrolled with you on a self and family policy on the date of your death, he/she will be able to continue federal employee health benefits and Uncle will continue to pay his share.

Your life insurance will be paid to your designated beneficiary. If the amount of your insurance is $5,000 or greater, your beneficiary will not receive a check. Rather, they will receive a money market account and a checkbook for the account.

Speaking of beneficiary forms, do you know who your beneficiaries are? If you have any doubt, you may wish to check your Official Personnel Folder (OPF). The last thing you want is having your ex-spouse walking off with all you have saved over your career.

If you are married at the time of your death, the survivor benefits your spouse will receive are dependent on your retirement system. If you are CSRS, your spouse will receive a full survivor annuity (55% of what your annuity would be). In the unlikely event you have less than 22 years of service, your spouse will receive a "guaranteed minimum" annuity.

If you are under FERS, your spouse will receive a lump-sum death benefit of ½ of your final salary (or high-3, if higher) and $28.093.53 (in 2008). If you have worked ten years or more, your spouse will be entitled to a full survivor annuity (50% of what your annuity would be).

Under both retirement systems, if your surviving spouse remarries before the age of 55, he/she forfeits the survivor annuity.

Your annual leave, credit hour and comp time balance are considered "unpaid compensation" and will be paid to your designated beneficiary.

Your TSP will go to your designated beneficiary. Your beneficiary may either take the money all at once (paying all the deferred taxes at once) or spread it out over his/her lifetime (paying all the deferred taxes a little bit at a time). If your spouse is a federal employee, they may combine your TSP account with their own.

What Happens to Your Benefits If You Die After You Retire?

By John Grobe

Thursday, December 4, 2008

You can have daily headlines from FedSmith.com delivered right to your desktop each business morning. The service is free and you don't get junk e-mail as the price of your subscription. Just visit our newsletter page to sign up!

John Grobe is a retired federal employee with over 25 years of experience in federal human resources and President of Federal Career Experts, a training and consulting firm that specializes in federal employee retirement and career transition issues.

This is a follow-up article to several recent articles on the topic of federal employee benefits. The earlier articles are: What Happens to Your Federal Employee Benefits if You Die While Still Working?, Leaving Government Before Retirement? What Happens To Your Benefits?, and If You Die Before You Retire, What Happens to Your Benefits? A Response to Readers' Questions.

This article considers the question: What happens to your benefits if you die after you retire?

Your spouse will be able to keep your health insurance if two conditions are met. First, you must have elected a survivor annuity. Second, your spouse must be enrolled with you on a self and family policy on the date of your death. If these conditions are met, you spouse will be able to continue your health insurance and Uncle will continue to pay his share.

Your life insurance will be paid to your designated beneficiary. If the amount of your insurance is $5,000 or greater, your beneficiary will not receive a check. Rather, they will receive a money market account and a checkbook for the account.

Speaking of beneficiary forms, do you know who your beneficiaries are? If you have any doubt, you may wish to check your Official Personnel Folder (OPF). The last thing you want is having your ex-spouse walking off with all you have saved over your career.

If you elected survivor benefits for your spouse at the time of retirement (or at the time of marriage, if after retirement) your spouse will begin collecting a survivor benefit after your death.

Under CSRS, survivor benefits can be as much as 55% of your annuity. You may elect lesser amounts, but spousal consent is required at the time.

Under FERS, survivor benefits can be either 50% or 25% of you annuity. Spousal consent is required for the 24% survivor benefit.

COLAs are paid on survivor benefits for CSRS and FERS. If your spouse remarries before the age of 55 they forfeit their survivor benefit.

If you did not elect a survivor benefit, your designated beneficiary is entitled to a refund of any of your contributions that have not been paid to you. OPM views you as recouping your contributions dollar-for-dollar beginning at retirement, so if you die more than a few years after retirement, there will be nothing to recoup.

Your TSP will go to your designated beneficiary. Your beneficiary may either take the money all at once (paying all the deferred taxes at once) or spread it out over his/her lifetime (paying all the deferred taxes a little bit at a time). If your spouse is a federal employee/retiree, they may combine your TSP account with their own.


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Courtesy of Library of Congress. Modifications © Jone Lewis 2001.

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APWU FMLA FORMS

WH 380E - Employee serious health condition

WH 380F - Family member health condition

WH 381 - Notice of Eligibility, Rights and Responsibilities

WH 382 - Designation Notice

WH 384 - Certification of qualification - military leave

WH 385 - Certification for serious illness or injury - military leave 

 

Form 1 - Certification by Employee's Health Care Provider for Employee's Serious Illness.

 Form 2 - Health Care Provider Certification of Employee's Family Member Serious Illness.

Form 3 - Certificate by Employee of Qualifying Exigency for Military Family Leave.

Form 4 - Certification by Service member's Health Care Provider for Caregiver Military Family Leave.

 

 

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