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July 20, 2017
 


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Information is the Currency of Democracy

 

 

 

 

    

 

 

 

 

 

 

AFL-CIO Logo

APWU

About The APWU

  UnionActive Newswire  
 
Join the Newswire!
Updated: Jul. 20 (16:03)

Tarrant County Central Labor Council Support Letter
TWU Local 513
Trump, AFL-CIO Battle Over NLRB Appointments
Teamsters local 570
Trump, AFL-CIO Battle Over NLRB Appointments
Teamsters Local 355
Local 332's New Facebook Page
IBEW Local 332
Student Nutrition Preplanning/Preplanificación de Nutrición Estudiantil
Hillsborough School Employee Federation
Trump, AFL-CIO Battle Over NLRB Appointments
Teamsters Local 992
 
     
 

Moe Biller


 

"The

Struggle

Continues"

Sign the petition TODAY!

 

AFL-CIO Employee Free Choice Act

 

Join CLUW

 

 

Iowa Federation of Labor
Iowa Federation of Labor, AFL-CIO Logo

 

Labor Notes

Cover Image

 

APWU Officers Oath of Office

I, having been duly elected to the office in the ____ of the APWU, AFL-CIO do solemnly pledge to uphold the Constitution and Bylaws of the APWU AFL-CIO, and the (state'Local). I further pledge to perform the duties of my office to the best of my ability. I promise that at the conclusion of my term in office, I will turn over to my successor all books, papers, records and documents that are the property of the APWU. Last, but not least, I promise to purchase only union made aticles whenever available. Failure to perform any of the above will mark me as an indivisual devoid of honor and destitute of integrety.
GIVE TO COPA!

GIVE TO COPA TODAY!

Your Job and the future of the USPS and the Labor Movement depend on you contributions!

Give to the APWU Committee on Political Action.

 

Newspapers from Everywhere
Click here to a copy of anewspaper from just about anywhere in the world!

 

Union Safe

Benefits from Union Plus

for Union Families facing hardships.

Union SAFE - Security. Assistance. Financial Education. Unique Benefits for Union Members at Risk

National Federation Post Office MVE
National Association Post Office & General Services Maintenance Employees
National Postal Union
National Association Special Delivery Messengers
United Federation of Postal Clerks
APWU Shield
Benefits

Accident Benefit Association (ABA)
May 20, 2009

 

 

This benefit is provided you member at large and the member of the following locals:

Every Member at Large of the Iowa Postal Workers union is covered by the low option of the APWU Accident Benefit Association (ABA).

     This covereage is made available to you union members through your dues.

     For more information on the ABA go to:

 

    The Area Representative for ABA is

Ed Brennan, PO Box 451 St. Charles, MO. 63302 Cell 314.749.7389

The 100% ABA covered Locals are:

Clinton Local

Council Bluffs Local

Creston Local

Des Moines Iowa Area Local

Dubuque Local

Fort Madison Local

Hawkeye Local

Iowa Postal Workers Union

Rapid Area Local

Sioux City Local

Waterloo Local

 

APWU Accident Benefit Association

Formed by postal railway clerks in 1898, the Accident Benefit Association (ABA) today is a non-profit organization operated by the union to provide benefits to APWU members and their beneficiaries in case of temporary disability, dismemberment, or death resulting directly from a covered accident.

Whether you are injured on the job or off, both the ABA's Advantage and Value plans offer financial benefits — even if you are also eligible for OWCP or other compensation.

To learn more about ABA's benefits, contact your local president or visit the ABA's Web site, www.apw-aba.org.

 


APWU Health Plan
Oct 26, 2011

 APWU HEALTH PLAN REPS IN IOWA

Bryon Preminger - 515-283-7519

dmi44healthplanguy@yahoo.com

 

1200 E Euclid Ave  Des Moines, IA  50316

 Denise Johnston

neec1e@aol.com

PO Box 255

Cedar Rapids, IA  52406

 APWU Health PLan

Medicare Flyer 2011

APWU HEALTH PLAN 2012

 

APWU Health Plan Adds New Features for 2012.

 
Bryon Preminger
Health Plan Director
 
The Health Plan conference was filled with lots of information.  I will break them down between the down Separately.
 
HIGH OPTION
  We had a 97% retention in the High Option and added over 5,000 new members.  Anyone hired prior to May 23, 2011 (Catagory 2) will only have an increase of $2.39 for single (36.52 a pay period) and a $5.40 increase for family (82.57 a pay period).
 
Changes
 
You can get a colonoscopy after age 50 as many times as you want.  No more limits.  Despite my obvious humor this is a great benefit for someone that may need more than one to detect a serioux medical problem.
 
The plan has introduced a Weight Management Program that will pay the full cost to see a in-network Dietician or Nutrionist.  This program comes with Health and Wellness coaches and a work book and tool kit to keep you track..  I love the plan's approach.  Get you healthy and medical issues will decrease.  We had a presentation from a Dietician at the conference and I have already made several diet changes.  It only takes 21 days to change a habit and the results last a lifetime.
 
There is now DNA testing for Plavix.  This is a drug that you may not be responding too and your doctor doesn't know it.  Instead of getting worse you can get the test to see if this is the best option for your health.
 
Things you need to know
 
We have a Diabetes and Hypertention program where you get free office visits and most supplies and generic medication at no cost as long as you talk to a nurse every three months.  You are mailed separate cards for these programs and you need to keep ALL CARDS!  Use the card that applies to your visit.  If you are there for a visit unrelated to Diabetes or Hypertention use your regular card.
 
You need to Preauthorize Brand name prescription drugs.  Here is the scenario:  Drug costs $500.  No authorization you pay 25% of $200 dollars and then pay the remaining $300.  If you preauthorize you only pay 25% of $200.
 
Hearing Aids
 
Starky out of Minnesota gives our members 60% off retail costs and then you get a $1,500 dollar benefit from the health plan.  I was told a story of a retiree being told that their hearing aids would cost $6,000 but after they found out about this their out of pocket cost was $1,500.  Amazing!
 
CONSUMER DRIVEN OPTION
 
If you are a full dues paying member of APWU you only pay $8.24 for single coverage and $18.53 for family coverage.
 
Changes
 
Enhanced Customer Service.  When you have a problem you have the same customer represetative from start to finish.  When you call back it is the same person.  There is no reexplaining your situation to a new representive.
 
DNA testing for Plavix, Tamoxifen, & Warifen.  This is incredible.  A lot of women going through breast cancer just assume the drug is working but many find out that it doesn't work on them.  This testing will insure that the treatment is working.  All you have to do is submit a cheek swab.
 
Online
 
There is treatment cost estimators, enhanced personal health record, and mobile access to myuhc.com.   This enables you to download a copy of your health insurance card to show them your card on your phone.
 
Wellness coaching
 
This is available online or by phone:  Do you need help with Stress, Exercise, Weightloss, or Heart Wellness trained experts will help you obtain your goals.
 
Special Programs
 
The Consumer Driven plan offers a Diabetes Program, Healthy Pregnancy Program, and a Healthy Back Program.  The Diabetes program offers you free visits to the doctor plus many supplies for free if purchased with an in-network provider.  The Healthy Pregnancy and Healthy Back Programs provide you with Health Coaches that will help you ensure that you are getting the best treatment available.
 
I encourage all of our members to look at our APWU health plans.  They are progressive, affordable, and are dedicated to your health.
 

 

For Extra Dental and Vision insurance:

 

Contact the APWU Health Plan

The APWU PPO list

 


Download: APWU Health Plan.pdf

Auxiliary
Mar 01, 2010

Iowa Postal Workers Auxiliary

President - Viola Schlegel

DMI Area Local

1200 E Euclid, Ave

Des Moines IA. 50316

515-265-7371

viola.dmi@gmail.com

 Vice President - Janet Preminger

Secretary-Treasurer - Tammy Preston

 

 

Des Moines Iowa Area Local Auxiliary

President - Christine Sarcone

Vice President -

PO Box 539

Des Moines, IA 50309

(w) 515-283-7501

 

Treasurer - Staphanie Hansen

515-283-7770

 

 The Des Moines Iowa Area Local Auxiliary Constitution.

 

APWU National Auxiliary Web Page

 

 

 


APWU
Jun 10, 2009

 

 

Benefits at a Glance


Beneficiary Forms (USPS)
Aug 19, 2009

 

USPS Beneficiary Forms

Designation of Beneficiary

With the transition of Personnel Services to the new HR Shared Services environment, I will periodically be sending email messages highlighting various HR processes and tools that are at your fingertips.  Please feel free to share with your employees.

The link below has information regarding the forms required to change or designate beneficiaries and where those forms are to be transmitted.

Please check the Hawkeye District / Human Resources / Local Services / HR Shared Services website for additional information.

 

http://hawkeyeintranet.usps.gov/index.cfm?treeID=35518

Questions regarding designation of beneficiaries can be directed to the HRSSC at 1-877-477-3273, menu option 5.


Deaf/Hard of Hearing
Mar 13, 2009

USPS Call in Number and Postalease TTY 1-866-833-8777

 Department of Human Rights,Deaf Services Commissionof Iowa.

Iowa State Registry for the Deaf - Interpreters for the deaf

Iowa Department for the Blind/Deaf

National Association of the Deaf

Iowa Association of the Deaf,Inc.

Board of Directors: President, Patrick Sell - prs_djs@yahoo.com; Vice President: Duane Meye - meyerd4@aol.com; Secretary: Gretchen Waeh - gret188@yahoo.com; Treasurer: Jerry Siders - jsiders@aol.com. Representatives: Julie Homer- Sioux City - Jhomer6799@cableone.net; Lisa Oelberg -Mason City - frost@myclearwave.net; Jennifer Upah - Cedar Rapids - jennifer.upah@yahoo.com; Sherry Hirsh - Ames - Sherry.hirsch@marshpm.com; JAck Purcell - Fort Dodge - jdpurc@netamumail.com; Council Bluffs, Waterloo and Des Moines - vacant.

 

Contact Us 
 

DEAF ACTION CENTER

P.O. BOX 1501 (50305-1501)
2525 E. EUCLID AVE,
SUITE 102
DES MOINES IOWA 50317
515-266-5105 (VOICE)
515-266-0600 (TTY AND VIDEO PHONE)
515-266-5728 (FAX)
deafac@aol.com
(EMAIL)
asl4dm@aol.com
(EMAIL FOR SIGN CLASS)

 

 

Transcriber - Karrie Truitt, Cart Service. 319-759-9573, kconnolly24@yahoo.com.

 Memorandum of Understanding on Deaf/Hard of Hearing - APWU

 APWU - About the Deaf/Hard of Hearing Task Force

The Deaf/Hard of Hearing Task Force is a forum for APWU members to address their unique problems and concerns in the workplace, union, and society. Established in 1988 by an amendment to the APWU National Constitution, its goals include: better communication, better representation; better training, a better workplace, a better union, and building friendship.

Five regional representatives selected at the National Deaf/Hard of Hearing Conference serve as spokespeople for the committee.

The Collective Bargaining Agreement between the USPS and APWU includes a Memorandum of Understanding [PDF], which outlines management's obligation to provide "reasonable accommodation" to deaf and hard of hearing workers.

Accomplishments

Important achievements of the Deaf/Hard of Hearing Task Force include winning rights at work, within the union, and in the community.

Reasonable Accommodations in Union Activities Include:

  • National conventions use real-time captioning, enabling Deaf/Hard of Hearing members to participate fully;
  • All union videos offer closed captioning;
  • TTY telecommunication devices are available at the union's national headquarters and in the offices of all five APWU Regional Coordinators.

Reasonable Accommodations at Work:

  • Visual light-alarm systems have been installed in many post offices;
  • Vibrating beeper-pager systems are utilized in many post offices;
  • Flashing lights, mirrors, and other safety and health items are in use at many post offices.

Strides in Education and Communication:

  • The Task Force has sponsored national, regional, state, and local conferences on the rights of Deaf/Hard of Hearing union members;
  • Task force members have taught workshops on subjects such as, sensitivity training for the hearing APWU officers and stewards, and steward training for Deaf/Hard of Hearing members.

Community Projects

  • The Deaf/Hard of Hearing Task Force successfully lobbied for the "ILY" ("I Love You" in sign language) postage stamp;
  • The Task Force works with the AFL-CIO Workers with Disabilities Project;
  • The Task Force was awarded the "Spirit of NAD" award in 1996 from the National Association for the Deaf.

Lawsuit

In May 2003 five deaf employees filed a class-action lawsuit against the USPS, charging that their civil rights were violated when management failed to provide qualified sign-language interpreters at work meetings, including those that addressed anthrax or other safety concerns.

 

APWU Deaf/Hard of Hearing Task Force Web pages

Deaf/Hard of Hearing
Task Force Committee Spokespeople

The APWU Deaf/Hard of Hearing Task Force Committee spokespeople are:

Central Region
Larry Trayner
APWU Deaf/Hard of Hearing Task Force
Representative, Central Region
3970 Roosevelt Blvd
Dearborn Heights, MI 48125

e-mail: NALTRAY@aol.com

Local: Detroit District Area Local (MI)

711 (Relay Service TTY)
1-866-327-8877 (Sorenson VP Relay)
(313) 277-1063 (Home/TDD/Fax/VP)
(313) 532-9305 (Local)

Eastern Region
Marie M. “Marcie” Ryan
APWU Deaf/Hard of Hearing Task Force
Representative, Eastern Region
3496 Caloosa Way
Woodbridge, VA 22193-5902

e-mail: HeavenCat1@aol.com
pager: Simari98@mycingular.blackberry.net

Local: Northern Virginia Area Local (VA)

711 (Relay Service)
(703) 583-7734 (Home/TDD/Fax/VP)
(703) 573-6731 (Local)

Northeast Region
Vacant

Southern Region
Mike C. Clifton
APWU Deaf/Hard of Hearing Task Force
Representative, Southern Region
6505 Muckleroy Street
Houston, TX 77076

e-mail: MClifton50@hotmail.com
pager: mclifton@tmo.blackberry.net

Local: Houston, Texas Area Local

711 (Relay Service)
(713) 691-6840 (Home/TDD/Fax/VP)
(713) 691-4818 (Local)

Western Region
Christopher Anaya
APWU Deaf/Hard of Hearing Task Force
Representative, Western Region
PO Box 12082
Fresno, CA 93776

e-mail: ChrisASr68@comcast.net

Local: Fresno Area Local

711 (Relay Service)
559-645-4611

[back to top]


Credit Unions/Banks
Oct 01, 2008

Credit Unions

 A credit Union may be closer to you than you think - click on shared services and find out more!

 Shared Services

 

First Class Credit Union 

303 Euclid, Des Moines, IA 50313 Westown Branch

2051 Westown Parkway
West Des Moines, IA 50265
Phone 515-224-4300
Fax 515-224-4306


Eastown Branch

303 Euclid Avenue
Des Moines, IA 50313
Phone 515-282-7363
Fax 515-282-6860

Sioux City Branch

930 3rd Street
Sioux City, IA 51101
Phone 712-258-8680
Fax 712-258-5426

The Municipal Credit Union

A Shared Service Center For First Class Credit Union

103 S. Fairmont
Sioux City, IA 51106
Phone 712-255-4300

 

Iowa Postal Credit Union was organized in 1925 to serve Postal employees. We grew to serve Postal Employees and their families. We also serve small employee groups.

With the merger of First Iowa Community Credit Union, formed in 1925, we are now First Class Credit Union and serve the community.

First Class Credit Union is a full service financial institution with branches in Des Moines, Sioux City, and West Des Moines that cater to the members needs. These needs are met every day with over 390 years of combined experience.

First Class Credit Union offers a wide variety of services such as savings, checking, loans, IRAs, CDs, on-line statement information, and on-line teller to name a few. Our employees are always ready and willing to help the members to understand and use all of our services.

This is why we say First Class Credit Union is:

"Serving Postal Employees & The Community"

http://www.gofirstclass.org/aspx/aboutus/AboutUs.aspx

 

  

Quad Cities Postal Credit Union

4502 27th St. Moline, IL. 61265

309.797.1414  fax 309.797.9884

The Quad Cities Postal Credit Union is a cooperative organization owned by its members. The Quad Cities Postal Credit Union was established in 1938 to serve the Postal employees of Rock Island, IL.

 

Membership is now open to Rock Island mail processing center and its associate offices and any Federal Department agency served by the above. We have also opened up membership to many surrounding area occupational groups to whom we can offer financial services.

A minimum deposit of $25.00 is required. The $25.00 must stay on deposit with us until the account is closed.

 http://www.qcpcu.com/
 

 First Federal Credit Union

Main Office - Cedar Rapids
Office open Monday – Friday from 8:00 am to 5:00 pm.
Saturdays from 9 am - 12 pm
Drive-through open until 6pm on Fridays
 
 
 425 First Avenue SW
Cedar Rapids, IA

Phone: 319-362-3171
Phone: 800-362-3198
Fax: 319-362-1057

 

Branch Office - Hiawatha
Office open Monday – Friday from 8:00 am to 5:00 pm
Saturdays from 9:00 am – 12:00 pm.
Drive-through open until 6pm on Fridays
 
 
 1035 N. Center Point Rd.
Hiawatha, IA 52233

Phone: 319-743-7806
Fax: 319-743-7810

 

http://www.firstfedcu.com/index.asp

 

 Banks

Logo


Death of an Employee
Mar 22, 2011

 

Benefits Info - USPS

Benefits Forms - USPS

Event of Death - Check List

In Event of Death

What Happens if I die at work?

What Happens if I die after retirement?

When A Postal Employee Dies
Information is deemed reliable but not guaranteed.
Sources: NALC: When a Retired Letter Carrier Dies (PDF), NALC: When an Active Letter Carrier Dies, and various government agencies.
When an Active Postal Employee Dies

Notify employee's immediate supervisor, postmaster or manager. Give time and location of memorial services.

Fill out forms (obtain from USPS personnel section); application for death benefits under the retirement system; claim for unpaid compensation; claim for FEGLI death benefits.

If the postal employee had a Thrift Savings Plan (TSP) account, notify the Thrift Savings Plan Service Center, National Finance Center, P.O. Box 61500, New Orleans, LA 70161-1500 or call 877-968-3778.

If applicable, notify the postal employee's postal labor union.

Notify banks and other financial institutions.

Call the local office of the Social Security Administration or toll-free 800-772-1213. More Social Security info...

Notify insurance companies (life, health, home, automobile, etc.).

Obtain enough certified death certificates for your needs.
When a Retired Postal Employee Dies

Notify U.S. Office of Personnel Management (OPM), Retirement Operations Center, Boyers, PA 16017, call toll-free 888-767-6738, or via Web, and provide: full name of deceased; date of birth; date of death; Social Security number; CSA claim number; and survivor's name, address and relationship to the deceased. More OPM information...

Return any uncashed annuity checks to the address on the accompanying Treasury Department envelope. If payments are being deposited directly to a bank or other financial institution, contact them with the retiree's date of death and advise them to return any future payments to the Treasury Department.

If the retired employee had a Thrift Savings Plan (TSP) account, notify the Thrift Savings Plan Service Center, National Finance Center, P.O. Box 61500, New Orleans, LA 70161-1500 or call 877-968-3778.

If applicable, notify the postal employee's postal labor union.

If veteran, notify the Veterans' Administration (VA) local office. VA burial and memorial benefits information...

Notify banks and other financial institutions.

Call the local office of the Social Security or toll-free 800-772-1213. More Social Security info...

Notify insurance companies (life, health, home, automobile, etc.).

To request a duplicate 1099R (Statement of Annuity Paid), call 888-767-6738.

Obtain enough certified death certificates for your needs.
Resources

SF-3114 - Applying for Death Benefits Under the Federal Employees Retirement System - FERS (PDF)
SF-3104- Application for Death Benefits - FERS (PDF)

USPS DEATH BENEFITS - USPS DEATH IN SERVICE

Source: USPS ELM - Employee Labor and Relations Manual
 
587 Death Benefits - Death in Service

587.1 Basic Employee Death Benefit

587.11 General
A basic employee death benefit is payable to the current spouse if the following conditions are met:

a. The employee dies after completing 18 months of creditable civilian service; and

b. The marriage has lasted at least 9 months; or

c. A child was born of the marriage; or

d. The death was accidental.

587.12 Amount
The basic employee death benefit consists of

a. 50 percent of the final annual rate of basic pay, and

b. $21,335.30 in 1998 and as adjusted under title 5, United States Code, 8462.

587.13 Payment
A spouse may elect to receive the basic employee death benefit as either

a. A one-time payment, or

b. Thirty-six equal monthly installments.

587.2 Survivor Benefit - Spousal

587.21 General
When an employee dies after completing at least 10 years of creditable service, the spouse is entitled to an annuity equal to 50 percent of the annuity the employee had earned through the day of death. This is in addition to the basic employee death benefit. (see 587.1)

587.22 Beginning and Ending Date

587.221 Beginning
An annuity begins on the day after the death of the employee on whose service the annuity is based.

587.222 Ending
An annuity ends on the last day of the month before the spouse remarries before age 55 or dies.

587.223 Reinstatement
If a current spouse annuity is terminated because of a remarriage, the annuity can be reinstated on the day of the termination of the remarriage. A former spouse annuity may never be reinstated.

587.3 Refund of Contributions

587.31 Eligibility
If there is no survivor entitled to monthly survivor annuity benefits, the employee's contribution to the retirement fund are paid in accordance with the normal order of precedence.

587.32 Normal Order of Precedence
a. First, to the beneficiary or beneficiaries designated by the employee on SF 3102, Designation of Beneficiary;

b. Second, to the widow or widower;

c. Third, to the child or children of the employee;

d. Fourth, to the parents of the employee or the surviving parent;

e. Fifth, to the duly appointed executor or administrator of the estate;

f. Sixth, to such other next of kin of the employee as OPM determines to be entitled under the laws of the domicile of the employee at the date of death.

587.4 Former Spouse(s)
Any benefit (or a portion of any benefit) payable to a current spouse is payable to a former spouse instead if the former spouse is entitled to the benefit under the terms of a qualifying court order.


587.5 Child Annuities

587.51 Eligibility
A surviving child of an employee who dies after completing 18 months of creditable civilian service is entitled to an annuity.

587.52 Rates of Annuities
The amount of the annuity payable is the difference between the amount that would be paid by CSRS and the amount actually paid by Social Security. In cases where the Social Security amount exceeds the amount otherwise payable under CSRS regulations, no payments are made from the retirement fund.

587.53 Beginning and Ending Dates

587.531 Beginning Date

The annuity begins on the day after the employee dies.

587.532 Ending Date
An annuity ends on the last day of the month before the child:

a. Becomes 18 years old unless she or he is a full-time student or incapable of self-support;

b. Becomes capable of self-support after becoming 18 years old unless a full-time student;

c. Becomes 22 years of age if he or she is a full-time student and capable of self-support;

d. Ceases to be a full-time student after becoming 18 years of age;

e. Marries or dies.

587.54 Disabilities
A child is eligible for a continued annuity if the Social Security Administration finds that the child is incapable of self-support.

587.6 Procedures Upon Death of an Employee

587.61 Contacting Next of Kin

When an employee dies, the employing office (a) contacts the next of kin and advises such person of benefits payable and of the right to apply for them and (b) renders every assistance in completing SF 3104, Application for Death Benefits. The family should also be referred to the Social Security Administration and assistance should be provided concerning the Thrift Savings Plan.

587.62 Filing Death Claim Applications
SF 3104 is filed with the Eagan ASC through the employing office or sent directly to the:

RETIREMENT OPERATIONS CENTER
OFFICE OF PERSONNEL MANAGEMENT
PO BOX 200
BOYERS PA 16020-0200

For complete information go here >>> USPS ELM - Employee Labor and Relations Manual or here >>> USPS ELM

 

What Happens to Your Federal Employee Benefits if You Die While Still Working?

By John Grobe

Wednesday, November 12, 2008

You can have daily headlines from FedSmith.com delivered right to your desktop each business morning. The service is free and you don't get junk e-mail as the price of your subscription. Just visit our newsletter page to sign up!

John Grobe is a retired federal employee with over 25 years of experience in federal human resources and President of Federal Career Experts, a training and consulting firm that specializes in federal employee retirement and career transition issues.

What Happens to Your Benefits if You Die While Still Working?

This is a question we do not want to ponder, as we all plan on living long after we retire. When it comes to Ben Franklin's quote, "Plan like you'll live forever; pray like you'll die tomorrow", we all tend to focus on the first part. However, it is helpful to know what will happen to our federal benefits, should we die while still employed.

Your health insurance will no longer do you any good, but it may be a great deal for your surviving spouse. If your spouse is enrolled with you on a self and family policy on the date of your death, he/she will be able to continue federal employee health benefits and Uncle will continue to pay his share.

Your life insurance will be paid to your designated beneficiary. If the amount of your insurance is $5,000 or greater, your beneficiary will not receive a check. Rather, they will receive a money market account and a checkbook for the account.

Speaking of beneficiary forms, do you know who your beneficiaries are? If you have any doubt, you may wish to check your Official Personnel Folder (OPF). The last thing you want is having your ex-spouse walking off with all you have saved over your career.

If you are married at the time of your death, the survivor benefits your spouse will receive are dependent on your retirement system. If you are CSRS, your spouse will receive a full survivor annuity (55% of what your annuity would be). In the unlikely event you have less than 22 years of service, your spouse will receive a "guaranteed minimum" annuity.

If you are under FERS, your spouse will receive a lump-sum death benefit of ½ of your final salary (or high-3, if higher) and $28.093.53 (in 2008). If you have worked ten years or more, your spouse will be entitled to a full survivor annuity (50% of what your annuity would be).

Under both retirement systems, if your surviving spouse remarries before the age of 55, he/she forfeits the survivor annuity.

Your annual leave, credit hour and comp time balance are considered "unpaid compensation" and will be paid to your designated beneficiary.

Your TSP will go to your designated beneficiary. Your beneficiary may either take the money all at once (paying all the deferred taxes at once) or spread it out over his/her lifetime (paying all the deferred taxes a little bit at a time). If your spouse is a federal employee, they may combine your TSP account with their own.

What Happens to Your Benefits If You Die After You Retire?

By John Grobe

Thursday, December 4, 2008

You can have daily headlines from FedSmith.com delivered right to your desktop each business morning. The service is free and you don't get junk e-mail as the price of your subscription. Just visit our newsletter page to sign up!

John Grobe is a retired federal employee with over 25 years of experience in federal human resources and President of Federal Career Experts, a training and consulting firm that specializes in federal employee retirement and career transition issues.

This is a follow-up article to several recent articles on the topic of federal employee benefits. The earlier articles are: What Happens to Your Federal Employee Benefits if You Die While Still Working?, Leaving Government Before Retirement? What Happens To Your Benefits?, and If You Die Before You Retire, What Happens to Your Benefits? A Response to Readers' Questions.

This article considers the question: What happens to your benefits if you die after you retire?

Your spouse will be able to keep your health insurance if two conditions are met. First, you must have elected a survivor annuity. Second, your spouse must be enrolled with you on a self and family policy on the date of your death. If these conditions are met, you spouse will be able to continue your health insurance and Uncle will continue to pay his share.

Your life insurance will be paid to your designated beneficiary. If the amount of your insurance is $5,000 or greater, your beneficiary will not receive a check. Rather, they will receive a money market account and a checkbook for the account.

Speaking of beneficiary forms, do you know who your beneficiaries are? If you have any doubt, you may wish to check your Official Personnel Folder (OPF). The last thing you want is having your ex-spouse walking off with all you have saved over your career.

If you elected survivor benefits for your spouse at the time of retirement (or at the time of marriage, if after retirement) your spouse will begin collecting a survivor benefit after your death.

Under CSRS, survivor benefits can be as much as 55% of your annuity. You may elect lesser amounts, but spousal consent is required at the time.

Under FERS, survivor benefits can be either 50% or 25% of you annuity. Spousal consent is required for the 24% survivor benefit.

COLAs are paid on survivor benefits for CSRS and FERS. If your spouse remarries before the age of 55 they forfeit their survivor benefit.

If you did not elect a survivor benefit, your designated beneficiary is entitled to a refund of any of your contributions that have not been paid to you. OPM views you as recouping your contributions dollar-for-dollar beginning at retirement, so if you die more than a few years after retirement, there will be nothing to recoup.

Your TSP will go to your designated beneficiary. Your beneficiary may either take the money all at once (paying all the deferred taxes at once) or spread it out over his/her lifetime (paying all the deferred taxes a little bit at a time). If your spouse is a federal employee/retiree, they may combine your TSP account with their own.


Dental
Nov 01, 2010

 

OPM Benefeds Dental Programs

http://www.opm.gov/insure/dental/index.asp

OPM main page - http://opm.gov/insure/


Disaster Assistance
Oct 29, 2008

 

APWU Assistance Packet

Disaster Assistance Union

FEMA

American Red Cross

Postal Employees Relief Fund

APWU Human Relations Department

Iowa Federation of Labor

 Federal Employees Education and

Assistance Fund

 

 

 

(1-800-621-3362)www.fema.gov

 

 

(TTY 1-800-462-7585 for the speech or hearing impaired)

 

DISASTER ASSISTANCE INFORMATION

 

Or apply online at

Please have the following information available when you call:

  • A phone number and a reliable alternate in case we need to call you back
  • Address of the damaged property
  • Brief description of damages
  • Social Security Number
  • Insurance information (if you have insurance)
  • Current Mailing address
  • *Bank Account Information (
  • Be especially cautious at night when it is harder to recognize flood dangers.
  • Look before you step. After a flood, the ground is covered with both debris and mud.
  • This could very easily cause a slipping or tripping incident. Watch your Step.
  • Stay away from power lines and electrical wires. Electrocution is a major killer in floods.
  • Wash your hands before drinking and eating. Wash frequently using soap – especially disinfecting soap.
  •  

    For Homeowners, renters, and businesses of all sizes, and private non-profit organizations affected by the severe storms, tornadoes and flooding beginning May 25.

     

    To apply by phone call:

     

    1-800-621-FEMA

  • if you are eligible for disaster assistance, you may choose to have the assistance check deposited directly into your bank account)

    Government disaster assistance covers basic needs only and will not normally compensate you for your entire loss. If you have insurance, the government may help pay for basic needs not covered under your insurance policy. Some disaster aid does not have to be paid back, while other assistance may come in the form of loans.

    For information on the process, or to register online, visit:

    http://www.fema.gov/assistance/index.shtm

     

    Return to top

     

     

     

     

    POSTAL EMPLOYEE RELIEF FUND

    Exists to help active and retired postal employees, both management and craft, who incur a significant loss in property damageperf9891@aol.com

     

     

     

    To apply for assistance contact:

     

    Postal Employee's Relief Fund

    P. O. Box 34422

    Washington, DC  20043-4422

    (202) 408-1869

    E-mail:   

    Grant Applications can also be obtained on-line at:

     

    Return to top

    FLOOD SAFETY TIPS

     

    With all the flooding we’ve experienced this past week, now is a good time to review with your employees the dangers flooding presents.

    Remind your employees that it only takes a mere six inches of fast-moving flood water to knock over an adult. It takes only two feet of rushing water to carry away most vehicles. This includes pickups and SUVs.

    Most flood-related deaths and injuries could be avoided if people who come upon areas covered with water followed this simple advice:

    Turn Around Don't Drown™.

    Play it smart, play it safe. Whether driving or walking, any time you come to a flooded road,
    TURN AROUND, DON'T DROWN™!Turn Around Don't Drown™ NEVER drive through flooded roadways. Turn Around Don't Drown™

    Please visit Hawkeye Safety Website @

     

    Have

    a Safe Day!

     

    Return to top

     

    http://hawkeyeintranet/index.cfm?treeID=8778

    We encourage you and your employees to continuing working safely by following these simple safety guidelines:

    • Avoid areas already flooded, especially if the water is flowing fast. Do not attempt to cross flowing streams .
    • Road beds may be washed out under flood waters.

    During flood cleanup, employees, householders and volunteers often pitch in together. Look out for each other because the hazards may be new to those who are helping.

    http://www.postalrelief.com/

     

    IMPORTANT:

    Disaster Assistance Union

    FEMA

    American Red Cross

    Postal Employees Relief Fund

    APWU Human Relations Department

     

     

    1-800-621-FEMA

     

    (1-800-621-3362)www.fema.gov

     

     

    (TTY 1-800-462-7585 for the speech or hearing impaired)

     

    DISASTER ASSISTANCE INFORMATION

     

    Or apply online at

    IMPORTANT:

    Please have the following information available when you call:
  • A phone number and a reliable alternate in case we need to call you back
  • Address of the damaged property
  • Brief description of damages
  • Social Security Number
  • Insurance information (if you have insurance)
  • Current Mailing address
  • *Bank Account Information (
  • Be especially cautious at night when it is harder to recognize flood dangers.
  • Look before you step. After a flood, the ground is covered with both debris and mud.
  • This could very easily cause a slipping or tripping incident. Watch your Step.
  • Stay away from power lines and electrical wires. Electrocution is a major killer in floods.
  • Wash your hands before drinking and eating. Wash frequently using soap – especially disinfecting soap.
  • if you are eligible for disaster assistance, you may choose to have the assistance check deposited directly into your bank account)

    Government disaster assistance covers basic needs only and will not normally compensate you for your entire loss. If you have insurance, the government may help pay for basic needs not covered under your insurance policy. Some disaster aid does not have to be paid back, while other assistance may come in the form of loans.

    For information on the process, or to register online, visit:

    http://www.fema.gov/assistance/index.shtm

     

    Return to top

     

     

     

     

    POSTAL EMPLOYEE RELIEF FUND

    Exists to help active and retired postal employees, both management and craft, who incur a significant loss in property damageperf9891@aol.com

     

     

     

    To apply for assistance contact:

     

    Postal Employee's Relief Fund

    P. O. Box 34422

    Washington, DC  20043-4422

    (202) 408-1869

    E-mail:   

    Grant Applications can also be obtained on-line at:

     

    Return to top

    FLOOD SAFETY TIPS

     

    With all the flooding we’ve experienced this past week, now is a good time to review with your employees the dangers flooding presents.

    Remind your employees that it only takes a mere six inches of fast-moving flood water to knock over an adult. It takes only two feet of rushing water to carry away most vehicles. This includes pickups and SUVs.

    Most flood-related deaths and injuries could be avoided if people who come upon areas covered with water followed this simple advice:

    Turn Around Don't Drown™.

    Play it smart, play it safe. Whether driving or walking, any time you come to a flooded road,
    TURN AROUND, DON'T DROWN™!Turn Around Don't Drown™ NEVER drive through flooded roadways. Turn Around Don't Drown™

    Please visit Hawkeye Safety Website @

     

    Have

    a Safe Day!

     

    Return to top

     

    http://hawkeyeintranet/index.cfm?treeID=8778

    We encourage you and your employees to continuing working safely by following these simple safety guidelines:

    • Avoid areas already flooded, especially if the water is flowing fast. Do not attempt to cross flowing streams .
    • Road beds may be washed out under flood waters.

    During flood cleanup, employees, householders and volunteers often pitch in together. Look out for each other because the hazards may be new to those who are helping.

    http://www.postalrelief.com/

     

    For Homeowners, renters, and businesses of all sizes, and private non-profit organizations affected by the severe storms, tornadoes and flooding beginning May 25.

    To apply by phone call:


    Employee Assistance Program (EAP)
    May 16, 2011

     EAP PUB

    APWU            FOH            USPS            MBH

                                                         Employee Assistance Program

       The Employee Assistance Program (EAP) is available to Postal employees and their immediate family.
    This program is not the old PAR program.  EAP is paid for, but not run by, the Postal Service.  The EAP
    is administered by the Federal Occupational Health service who has contracted with Magellan Health
    Service to operate the program.  The EAP is staffed by professional counselors and their services are FREE.
    Counseling services are confidential and no information is provided to the USPS except the time an employee
    arrives and when he/she left the counselor's office (if the visit was on-the-clock).

       Professional counseling is available for a wide range of issues, including Alcohol & Substance Abuse,
    Family Counseling, Depression, Marital issues, etc.  Make no mistake about what you are getting, the EAP is
    a professional service staffed by private, professional counselors.  If you sought out similar services on your
    own, you could expect to pay over $100.00/hr.

       Our Local sits on the Hawkeye District Advisory Board for the Employee Assistance ProgramUnion
    participation on the advisory board was secured by the APWU at the headquarters level.  This board meets
    on a regular basis to provide oversight for the program and to address problems that may arise.  This board
    does not have access to information about individuals but will address problems and/or concerns regarding
    the implementation of the program.

       If you need help or just want to talk to somebody about problems at home or at work, call an EAP counselor
    at 1-800-EAP-4YOU (1-800-327-4968) or visit their web site by clicking here.

       If you or a family member needs help ... "Make the Call"

       
                                                    

                                         
        1-800-EAP-4YOU        TTY: 1-877-492-7341

     

    www.eap4you.com

     

     

     

    1-800-EAP-4-YOU
    (1-800-327-4968)
    TTY 1-877-492-7341

     


    Flex Spending
    Jan 21, 2010

    Lite Blue Page

     Flex Spending Book

     FSA Book 2008

    Annual Leave Exchange

    Open Season

    11/15/07 - 12/15/07
    11:59 PM Central Time

    Thrift Savings Plan

    Open at any time

    The cut-off for each pay period is 3:59 AM. Central Time, 2nd Wed. of pay period (day 12).

    Flexible Spending Accounts

    Flexible Spending Accounts (FSAs) allow career postal workers to use pre-tax dollars to pay for out-of-pocket health care, dental, and vision expenses not covered by insurance, including co-payments and deductibles.

    Employees can also set up a Flexible Spending Account for dependent care expenses for children and aging parents.

    The money withheld for FSAs is not subject to taxes.

    There are two ways to enroll. Call PostalEase toll-free at 877-477-3273 or, at a USPS facility, log on to http://liteblue.usps.gov. Click on Employee Self-Service, then on PostalEase.

     

    Understanding Flexible Spending Accounts:

    If you have health care expenses not covered by your health insurance (like doctor and dentist visits, vision care, etc.) you can use Flexible Spending Accounts (FSAs) to get a tax break for those expenses. You contribute money from your paychecks to an FSA, which is an account that allows you to cover your eligible health care expenses throughout the year with tax-free money. Whatever you contribute isn't subject to Federal income tax, Social Security tax, or Medicare tax. Since you get a tax break each payday, it's cheaper to pay for your health care expenses through an FSA. Additionally, there is also a Dependent Care FSA which allows you to get the same tax breaks on dependent care (day care) for your eligible children, or for elder care.
     

    How FSAs work:

    First, you must estimate your yearly health care expenditures not covered by your health insurance. For example, last year you spent $500 on health plan deductibles, $100 for co-payments, $200 for prescriptions, $300 on eyeglasses, and $200 at the dentist's office - that's $1,300. Assume that you will spend the same amount this coming year. You enroll in the Health Care FSA for $1,300 during FSA Open Season. Beginning in Pay Period 1 of 2002 you'll have $50 automatically withheld from each paycheck ($50 x 26 pay periods in one year = $1,300). That $50 per pay period is not subject to Federal income tax, Social Security tax, or Medicare tax. So you'll be paying taxes on $50 less income than if you paid the additional health care expenses out of your pocket.

    Whenever you have an eligible health care expense, you send in a claim form with proof of your actual out-of-pocket cost to the FSA Customer Service Center. Normally, within 2 to 3 weeks you will receive a check.
     

    Dependent Care FSA:

    The Dependent Care FSA is similar (but separate). First, you must estimate what you're going to spend next year on dependent care. Then you sign up to contribute that amount to your Dependent Care FSA.

    For example, you expect to pay $3,250 next year for day care for your 4-year old son. You enroll in the Dependent Care FSA for $3,250 during FSA Open Season. Beginning in Pay Period 1 of 2002 you'll have $125 automatically withheld from each paycheck ($125 x 26 pay periods in one year = $3,250). If you're in the 27% Federal tax bracket and you're covered by FERS, your tax rate is 27% Federal + 6.2% Social Security + 1.45% Medicare = a tax rate of 34.65%. So $125 would go into your Dependent Care FSA each payday, but your paycheck would only go down by $82, because you'd be saving $43 in taxes ($125 x 34.65% = $43). By the end of the year you'd save over $1,126 in taxes.
     

    Eligible Health Care FSA expenses:

    Up to $2,600 of eligible out-of-pocket health care expenses (not covered by insurance) for you and your family if you are a bargaining unit employee and up to $5,000 if you are a nonbargaining unit employee. Expenses include:

    • Eyeglasses, contact lenses, and Lasik (laser) eye surgery
    • Prescription drugs
    • Dental services (exams, fillings, crowns, etc.)
    • Braces
    • Health plan deductibles
    • Co-payments for office visits

    You cannot use a Health Care FSA to pay health insurance premiums. However, deductions from your paycheck for health insurance premiums are already tax-free under your health benefits program.
     

    Eligible Dependent Care FSA expenses:

    Up to $5,000 of dependent care (day care) expenses for your eligible children, or for elder care or day care for your adult dependents, because you (and your spouse if you're married) are working. Expenses include:

    • Day care in your home
    • A licensed child care center
    • A licensed elder care center
    • Nursery school
    • Summer day camp
    • After-school care

    More Information:

    Enrollment: Once you enroll, your FSA contribution amounts are set for the year. However, if you have certain events (like marriage or divorce) you may change your FSA contribution amounts in keeping with the event.

    Taxes: There's one catch in regards to taxes. Any FSA money you haven't used, you lose. (You have an extra 6 months after the calendar year to file your FSA claims.)

    Restrictions: Health Care FSA money can only be used for health care expenses and Dependent Care FSA money can only be used for dependent care expenses.

    More information: FSA Customer Service Center - 1-800-842-2026 from 8:00 A.M. to 10:00 P.M. Eastern Time. They will be glad to answer any questions about FSAs that you may have.

     

    FSA Tax Savings Estimator

    FERS EMPLOYEES (and CSRS Offset Employees)

    15%

    Your Federal income tax bracket

    27%

    5%

    State income tax (assumption)

    5%

    7.65%

    Social Security/Medicare

    7.65%

    27.65%

    TAX RATE

    39.65%

     

    Your estimated Annual Tax Savings

     

    Your
    Savings

    Your Annual Health Care and/or
    Dependent Care FSA Contribution

    Your
    Savings

    $138

    $500

    $198

    $207

    $750

    $297

    $277

    $1,000

    $397

    $553

    $2,000

    $793

    $830

    $3,000

    $1,190

    $1,106

    $4,000

    $1,586

    $1,383

    $5,000

    $1,983

    $1,659

    $6,000

    $2,379

    $1,936

    $7,000

    $2,776

    $2,101

    $7,600

    $3,013

    $2,765

    $10,000*

    $3,965

     

    *Amount available only to
    nonbargaining employees

     

     

    CSRS EMPLOYEES

    15%

    Your Federal income tax bracket

    27%

    5%

    State income tax (assumption)

    5%

    1.45%

    Medicare

    1.45%

    21.45%

    TAX RATE

    33.45%

     

    Your estimated Annual Tax Savings

     

    Your
    Savings

    Your Annual Health Care and/or
    Dependent Care FSA Contribution

    Your
    Savings

    $107

    $500

    $167

    $161

    $750

    $251

    $215

    $1,000

    $335

    $429

    $2,000

    $669

    $644

    $3,000

    $1,004

    $858

    $4,000

    $1,338

    $1,073

    $5,000

    $1,673

    $1,287

    $6,000

    $2,007

    $1,502

    $7,000

    $2,342

    $1,630

    $7,600

    $2,542

    $2,145

    $10,000*

    $3,345

     

    *Amount available only to
    nonbargaining employees

     

    Source: FSA LF1 (November 2001)

     

    Key Deadlines

     

    Program

    Activity

    Deadline

     

    Flexible Spending Accounts

    Open Season

    11/12/07 - 12/29/07
    5:00 PM Central Time

     

    Health Benefits

    Open Season

    11/12/07 - 12/11/07
    5:00 PM Central Time

    Dental and Vision Insurance

    Open Season

    11/12/07 – 12/10/07
    11:59 PM Eastern Time


    FYI
    Aug 06, 2008

    Work hours and call backs.

     

    Part-Time Flex and Leave

     

     

     

     

     

    By Lance Coles, Editor.

    All bargaining unit employees are guaranteed work hours, depending on status and office size.

    Full-time employees are guaranteed 8 hours work (or pay in lieu of work. If called in on a day off or holiday, then they are guaranteed 8 hours as well. If you are sent home prior to completion of this guarantee, you may need to file a grievance to get your guaranteed pay.

    Part-time employees are guaranteed at least 4 hours work or pay on any day they are requested or scheduled to work in a 200, or more, man year office. Employees that work in offices less than 200 man year office is guaranteed 2 hours work or pay when requested or scheduled to work.

    Part-time regulars are guaranteed the hours on their bid. If you work less than those bid hours, you are entitled to guaranteed pay as well.

    Generally, if management tells you to clock out prior to your guaranteed time, you will have to obey that order and file a grievance for your guaranteed time.

    A Call back is when an employee completes a scheduled tour and clocks out then is notified to clock back in and resume working. All career bargaining unit employees are guaranteed 4 hours work or pay if this happens. This applies to any size office.

    When a part-time flexible employee is notified prior to clocking out that they are to return within 2 hours, this is considered a split shift and the guarantee may not apply. However, if prior to clocking out, the part-time flexible is told to return after 2 hours, that employee (in any size office) must be given a minimum of 2 hours of work, be paid.

    It is a good idea to keep very good records of time worked, schedules and when told what on working.

    If you believe your work hours have been violated, you need to contact a union official within 14 days of the incident.

    By Lance Coles, Editor

    All to often, there is game playing with Part-time Flexible and their use of the contractually earned right to use annual leave.

    I hear often that an employee submits a request for leave, only to have the postmaster or supervisor changes that day to the employees scheduled day off.

    You have a right to use your annual leave. Management does not have a right to change your leave to a non-scheduled day off. They often do this to make the employee available for work on what was the employees scheduled days off (prior to the change), or to avoid paying overtime later in the week.

    This issue has been beaten to death in the grievance procedure and it is very clear that management can not do this.

    Here is the language from an agreed to settlement. "…when a PTF employee has been previously granted annual leave, such leave will not be unilaterally changed to a nonscheduled day, solely to make the PTF available for an additional day of work, at the straight time rate…"

    I know those lawyer wanna-be postmasters will try to read what they want into this language, but again this has been debated over and over.

    Bottom line - if you ask for leave, and have it approved - you have leave. If they change your days off after you have this leave, you need to ask for a union steward.

     

     


    Education
    Mar 02, 2010

     

     

     

    Labor Studies Links

    University of Alabama (Birmingham)
    Center for Labor Education and Research

    University of Arkansas (Little Rock)
    Labor Education Program, Institute for Economic Advancement

    California State University (Dominquez Hills)
    Labor Studies program (part of Interdisciplinary Studies/Program for Adult College Education (IDS/PACE)

    City College of San Francisco
    Labor Studies Department

    University of California (Berkeley)
    Berkeley Labor Center: Institute of Industrial Relations; Institute for Labor and Employment

    University of California (Berkeley)
    Labor Occupational Health Program

    Los Angeles Trade Technical Labor Center

    University of California (Los Angeles)
    Center for Labor Research and Education

    University of Connecticut (Storrs)
    Labor Education Center

    Florida International University (Miami)
    Center for Labor Research & Studies

    Georgia State University (Atlanta)
    Labor Studies Program

    DePaul University (Chicago)
    Labor Education Center

    University of Illinois (Champaign)
    Institute of Labor & Industrial Relations

    Indiana University (Bloomington)
    Division of Labor Studies

    University of Iowa Center (Iowa City)
    Center for Human Rights

    University of Kentucky (Lexington)
    Center for Labor Education And Research

    George Meany Center for Labor Studies
    (Silver Spring, MD)

    Harvard University (Cambridge, MA)
    Trade Union Program

    University of Massachusetts (Boston)
    Labor Resource Center

    University of Massachusetts (North Dartmouth)
    Arnold M. Dubin Labor Education Center

    University of Massachusetts
    (Amherst, Boston, Lowell, North Dartmouth)

    Labor Extension Program

    Community College of Baltimore County (Dundalk, MD) Labor Studies Program

    Michigan State University (East Lansing)
    School of Labor & Industrial Relations

    Northern Michigan University (Marquette)
    Labor Education Program

    University of Michigan (Ann Arbor)
    Institute of Labor and Industrial Relations

    Wayne State University (Detroit)
    Labor Studies Center

    University of Minnesota (Minneapolis)
    Labor Education Service

    University of Missouri (Columbia)
    Labor Education Program

    University of Missouri (Kansas City)
    Institute for Labor Studies

    University of Nebraska (Omaha)
    William Brennan Institute for Labor Studies

    Rutgers University (New Brunswick, NJ)
    Labor Education Center

    Cornell University (Ithaca, NY)
    School of Industrial and Labor Relations

    Empire State College, State University of New York (NY)
    Harry Van Arsdale Jr. Center for Labor Studies

    Queens College, City University of New York (NY)
    Worker Education Extension Center

    Youngstown State University (Youngstown, OH)
    The Center for Working-Class Studies

    University of Oregon (Eugene)
    Labor Education & Research Center

    Indiana University of Pennsylvania (Indiana, PA)
    Center for the Studies of Labor

    Pennsylvania State University
    Department of Labor Studies and Industrial Relations

    Middle Tennessee State University (Murfreesboro)
    Tennessee Center for Labor Management Relations

    Evergreen State College (Olympia, WA)
    Labor Education & Research Center

    University of Wisconsin-Extension (Madison)
    School for Workers

    Southern Appalachian Labor Center (Kincaid, WV)

    West Virginia University (Morgantown)
    Institute for Labor Studies Research


    eOPF
    Aug 19, 2009

     

     Electronic Official Personnel Folder Access

    Several months ago all of our Official Personnel Folders (OPFs) were sent to a contracted scanning source and are now available for employees to view from home via LiteBlue - eOPF Employee Self Servicewww.LiteBlue.usps.gov  They cannot be accessed from a Postal Computer.

    You may view and print documents in your electronic Official Personnel Folder. You will need your Employee Identification Number and your USPS Personal Identification Number (PIN) to access this system. If you've forgotten your PIN, dial 877-477-3273. Follow the steps and your USPS PIN number will be mailed to your address of record or request it via PostalEASE.   https://ewss.usps.gov/esymain.htm

    With the shift of personnel work out of local and district offices into the centralized Human Resources Shared Services center, more and more matters for Postal Service employees must be handled electronically, over the internet (or intranet from inside the Postal Service computing environment).  Employees interested in reviewing their own Official Personnel Folder (OPF) are now required to view it in electronic format, not in hardcopy.

    Everyone should be aware that there are times when material in the OPF is incorrect, outdated or incomplete and that the individual employee has certain rights to assure that the OPF information is correct and up to date.  The Postal Service recently issued a form for the purpose of assisting employees in obtaining corrections to the OPF -- or eOPF in the new terminology.  This is the PS Form 8043.  It allows the individual employee to request amendments, for specific reasons, to be made to his or her eOPF.  Please see the attached file for a copy of this form. (NBA's)

     

    PS Form 8043 to amend an eOPF

    eOPF Frequently Asked Questions

     

    What is an eOPF?
    The Official Personnel Folder, or OPF, documents the employment history of individuals employed by the federal government. An OPF is established and maintained for each Postal Service employee regardless of appointment type or duration. Official Personnel Folders for active employees were converted from paper to electronic Official Personnel Folders (eOPFs) in 2008, and the eOPF became the official record. You can easily access, view and/or print documents from your eOPF from your home computer.

    Back to Top

    Is my eOPF Secure?
    Yes! Your eOPF can only be accessed by a limited number of Postal professionals who have a business need for your eOPF information (for example, HR Specialists in the Human Resources Shared Services Center who process service credit paperwork, benefits-related transactions, and selections and placements for postal positions). Your eOPF is encrypted over communication lines and stored in a secure enclave, which means it is safe and only visible on your computer and the workstations of authorized employees.

    Back to Top

    Who has access to my eOPF?
    Your eOPF can only be accessed by you (from LiteBlue with your Employee Identification Number and Personal Identity Number), and by Postal professionals in the course of their official duties with a need to know. For example, an HR professional may access your eOPF to process a transaction, like a bid or promotion or a benefit change.

    Back to Top

    What is appropriate documentation for my eOPF?
    OPF documents include personnel actions on PS Forms 50, appointment-related records like your application for employment, payroll records, benefits records like health and life insurance elections or changes, service credit records, discipline (if any), and "other" documents including records documenting civilian service in other agencies (if any). You can view a table of USPS OPF documents by clicking here.

    Back to Top

    What if I want to add something to my eOPF?
    Generally the documents that are included in your eOPF are placed there by HR professionals. If you want to add a document, for example, a DD214 to document recently-completed active duty military service or an official letter from the Veterans Administration supporting your claim for veterans' preference, make your request in writing on PS Form 8043, attach the document, and mail or deliver it to your district personnel HR Generalist. The HR Generalist will review to ensure it is an appropriate eOPF document (click here to view a table of USPS OPF documents) and if so, have it added. This may take 60-90 days.

    Back to Top

    What if I want to remove something from my eOPF?
    If you want to remove a document from your eOPF, make your request in writing on PS Form 8043, specifying exactly what document(s) you request be removed, and mail or deliver it to your district personnel HR Generalist. Note: Discipline can only be removed in accordance with collective bargaining agreements. Also, documents placed in your OPF by another agency cannot be removed.

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    Something is wrong with a document in my eOPF and I need it amended - how can I get it fixed?
    If you believe you need to amend a document in your eOPF, make your request in writing on PS Form 8043, specifying exactly the items and document(s) you want amended, and mail or deliver it to your district personnel HR Generalist. Note: Documents generated by another agency employer cannot necessarily be amended by the USPS without special authority to do so.

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    I want a copy of my eOPF - how can I get one?
    You can open and print any or all the documents in your eOPF. Just click on the document links to open each document and click the Print button. If you want the entire eOPF and would rather not print the documents yourself, you may request a copy of your eOPF. The first 100 pages are provided at no charge, and there is a 15 cent charge for each additional page. Make your request in writing and mail or deliver it to your district personnel HR Generalist. Your eOPF copy will be sent to you at your address of record.

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    I need a copy of selected documents from my eOPF - how can I get them?
    You can open and print any or all the documents in your eOPF. Just click on the document link to open the desired document and click the Print button.

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    Why are some of my eOPF documents dated 1/1/1900?
    When your OPF was converted from paper to electronic format, each document was indexed in a way to make retrieval easier for you. Documents that had no dates were indexed with the special 1/1/1900 date.

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    Why are some of the documents called "other"?
    When your OPF was converted from paper to electronic format, each document was indexed in a way to make retrieval easier for you. Documents identified as "other" do not match the master list of recognized OPF documents used by federal agencies, including the Postal Service.

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    It seems like my OPF used to contain additional records. Were some purged?
    Some records may have been removed in preparation for scanning the OPF. For example, medical and injury/illness-related records (if any) (e.g., the results of your preemployment medical assessment and reports of injury or illness) were purged to the extent they could be identified systematically. If you find medical records in your eOPF, you may request that they be removed. Make your request in writing on PS Form 8043, specifying exactly what document(s) you request be removed, and mail or deliver it to your district personnel HR Generalist.

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    The following tables describe documents authorized for filing in the electronic Official Personnel Folder (eOPF). The tables are placed in alphabetical order by document category, such as "administrative." Within each category, specific documents are listed. The documents and forms listed are illustrative, but not all-inclusive. Some of the forms listed are obsolete. The obsolete forms must be retained in the OPF because they were in use when retention and disposal authority was approved.

    Table A - Administrative

    DOCUMENT TYPE

    DOCUMENT

    NOTES

    Transcript

    Transcript of service showing appointments and position or salary changes created to reconstruct an employee's history when the OPF was lost or destroyed.

    See 121.3.

    OPF

    Form 6100A, OPF Disclosure Accounting Form

    Also file any statement of disagreement with denial of Privacy Act request to amend OPF record beneath the subject record.

    Note: Form 6100-B, OPF Disclosure Accounting Form (used in documenting disclosures to law enforcement officials) should not be filed in the OPF.

    Form 316, USPS Records Information Request

     

    Form 1653, Postmaster Relief/ Leave Replacement Employment Data

     

    Training Record

    Form 2548, Individual Training Record

    Training retains the form at one central location determined by the training supervisor or manager. Upon an employee's assignment to another installation, Form 2548 is forwarded to the personnel office for inclusion in the employee's official personnel file (OPF) for transfer to the receiving office.

    Rural Route Description

    Form 1734, Record of Training (obsolete)

     

    Form 4003, Official Rural Route Description

     

    Table B -Appointment Support

    DOCUMENT TYPE

    DOCUMENT

    NOTES

    Application

    Form 2591, Application for Employment

    Form 2591-A, Personal History Questionnaire (obsolete)

    Form 2591-C, Application for Former Casual (Non-Career) Employment Eligibility

    SF 171, Application for Federal Employment, and continuation sheets.

    File when supporting a Form 50.

    Include Certification letter from State Employment Office for referral for a casual vacancy (see EL-312, 234.66).

    Review attachments to ensure that they are authorized for inclusion in the OPF; remove all prohibited documents.

    Dual Compensation Waiver

    Dual compensation waiver statement, approval of waiver, and annuitant notification letter.

    Applies only to Postal Service annuitants who are hired to fill temporary relief carrier (TRC) or postmaster relief/leave replacement (PMR/LR) positions and for whom a dual compensation waiver has been approved. See Handbook EL-312, Appendix D-1.

    Drug Screening Qualification

    Drug Screening - Personnel Notification Form.

     

    Selective Service Registration

    Form 2591A, Applicant's Statement of Selective Service Registration Status (Obsolete)

    Selective Service registration is now certified on Form 61, Appointment Affidavit.

    Release of Information

    Form 2181A, Authorization and Release for Pre-Employment Screening

    Form 2181X, Authorization and Release for Pre-Employment Screening

    Preemployment screening supplements to application for employment may be included.

    Right to Work

    Form I-9, Employment Eligibility Verification

     

    Evidence of Date of Birth

    Certified birth certificate.

    Or any other certified record of birth when needed to verify that the DOB is correct.

    Approvals/Authorizations

    Verification of selection from Register of Eligibles.

    Hiring Worksheet information is documented on the Form 50 using either free-form remarks, or Standard Remark Code 525.

    Form 5912-A, Alphabetical Register Card

    Eligible rating only - issued as the result of an in-service exam.

    Military Service/Veterans Preference

    SF 15, Aplication for 10-Point Veterance Perference

    Includes any supporting documentation accepted as proof or verification used in determining veterans' preference.

    DD 214, Certificate of Release or Discharge from Active Duty

     

    Clearance/Investigation

    Falsification and Postal Crime Affidavit.

    Obsolete.

    SF 85, Non-Sensitive Security Clearance (Obsolete)

     

    SF 86, Security Investigation Data for Sensitive Position

    This is not the same as the Form 86C used for OPM Special Agency Checks (SACs).

    SF 85A, National Agency Check

    Data for nonsensiive or noncritical-sensitive position.

    Form 61, Appointment Affidavit (Obsolete)

     

    POD 61, Appointment Affidavit (Obsolete)

     

    POD 62, Appointment Affidavit (Obsolete)

     

    Written waiver from contracting officer indicating that circumstances allow an applicant awarded a contract to be hired as an employee

     

    Form 2013, Security Clearance Processing Request

     

    Form 8139, Your Role in Protecting the Security of the United States Mail.

    "Sanctity of the Mail" - requires employee's signature.

    Table C - Compensation and Benefits

    DOCUMENT TYPE

    DOCUMENT

    NOTES

    Leave

    Form 1150 or SF 1150, Record of Leave Data

     

    Health Benefits

    SF 2809, Health Benefits Registration Form

    Includes any authorized attachments:

    - Court or Administrative Order.

    - Certificate/Statement of foster child status.

    - Statement supporting late registration.
    - Medical documentation used in self-support determination for child 22 years of age or over.

     

    Note: Medical documentation should be placed in a sealed envelope before being attached to enrollment forms.

    All forms, current and previous, are retained for retirement records.

    SF 2810, Notice of Change in Health Benefits Enrollment, and Memorandum About FEHB Enrollment, transferring enrollment.

    All forms, current and previous, are retained for retirement records.

    Form 3111, Federal Employees Health Benefits (FEHB) Coverage or Termination While in Leave Without Pay (LWOP) Status

     

    Form 8201, Pre-Tax Health Insurance Premium Election/Waiver

     

    Form 8202, Pre-Tax Health Insurance Premium Election/Waiver for Noncareer Employees

     

    FEHB PostalEase Worksheet.

     

    FEHB Military Worksheet.

    Initiate when an employee goes on military LWOP. You will not have the information to complete the worksheet until the employee returns to pay status and provides copies of orders. A new worksheet is required for each military activation.

    Form 202, Health Benefit Refund Payment Authorization

     

    Life Insurance

    SF 2817, Life Insurance Election (FEGLI)

    All forms current and previous (including SF 176 and 176-T, Life Insurance Coverage) are retained for retirement records.

    SF 2818, Continuation of Life Insurance Coverage as a Retiree or Compensationer

    Used for long-term OWCP LWOP. All forms current and previous are retained for retirement records.

    SF 2819, Notice of Conversion Privilege (FEGLI)

    All forms current and previous are retained for retirement records.

    SF 2821, Agency Certification of Insurance Status

    All forms current and previous are retained for retirement records.

    SF 2822, Request for Life Insuranc

     

    SF 2823, Designation of Beneficiary (FEGLI)

    All forms current and previous (including SF 54) are retained for retirement records.

    RI 76-10, Assignment of FEGLI

    File with SF2817, Life Insurance Election.

    RI 76-27, FEGLI '99 Open Enrollment Period Election Form

    Thrift Savings Plan

    TSP 1, Thrift Savings Plan Election Form

     

    TSP 19, Transfer of Thrift Savings Plan Information Between Agencies

     

    PostalEase TSP Worksheet.

    When used for exception processing.

    Form 6886, TSP Request for Retroactive Contributions

     

    Retirement

     

    RI 20-97, Estimated Earnings during Military Service

     

    RI 36-18, OPM Statement of Service Credit Payment

     

    OPM Form 1514, Military Deposit Worksheet

    Generated by payroll showing zero balance.

    OPM Form 1515, Military Service Deposit Election

     

    OPM Form 1555, FERS Election of Coverage

     

    SF 144/Form 144, Statement of Prior Federal Civilian and Military Service

    Any material accepted as proof or verification of service that is creditable for leave may be attached.

    SF 813, Verification of a Military Retiree's Service in Nonwartime Campaigns or Expeditions

    All forms current and previous are retained for retirement records.

    SF 2803, Application to Make Deposit or Redeposit - CSRS

     

    SF 2804, Application to Make Voluntary Contributions

     

    Form 2805, Military Deposit Worksheet

    Including related materials.

    SF 2815, Employee Service Statement (Obsolete)

     

    SF 3102, Designation of Beneficiary (FERS)

     

    SF 3106, Application for Refund of Retirement Deducations (FERS)

     

    SF 3108, Application to Make Deposit or Redeposit - FERS

     

    SF 3109, Election of Coverage (FERS)

    Previous version was SF 1555.

    SF 3110, Former Spouse's Consent to FERS Election (FERS)

     

    SF 3111, Request for Waiver, Extension, or Search in Connection with Election of FERS Coverage (FERS)

     

    Notice of Approval of Disability Retirement Application.

    Including previous versions of this notice.

    National Personnel Records Center (NPRC) Transcript of Service

    Other records and documents provided by the NPRC for OPF storage should also be considered permanent records.

    FAX Request for Employee Retirement Contribution Information -Attachment D of Compensation Letter.

    OPM verification of funds.

    Worksheet for Determining Retirement Plan Code and Retirement Computation Date (RCD) for Career Employees with Civilian Service Prior to 1984.

     

    RTR Employee Detail Report.

     

    Verification of Retirement Contributions.

     

    Notification of Earnings for Medicare Eligibility.

    Printout.

    NARECS Annuity Estimate.

    Final estimate for retirement.

    Death/Unpaid Compensation

    FE 6, Claim for Death Benefits

    SF 2800, Application for Death Benefits

    Copy of death certificate or notice and related forms may be filed as permanent records.

    SF 1152, Designation of Beneficiary - Unpaid Compensation of Deceased Civilian Employee

    When changed or updated by the employee, the SF 1152 being replaced is removed from the OPF and either returned to the employee or destroyed.

    SF 1153, Claim for Unpaid Compensation of Deceased Civilian Employee

     

     

    TABLE D - PAYROLL

    DOCUMENT TYPE

    DOCUMENT

    NOTES

    Income Tax Withholding

    IRS W4, Employee's Withholding Allowance Certificate

    IRS W4A, Employee's Withholding Certificate

    IRS W4P, Withholding Certificate for Pension or Annuity Payments

    IRS W15, State Withholding Tax Exemption Certificate

    Form 4, Employee's City or County Withholding Certificate

    Form 1198, Request for State Income Tax Withholding

    The original form must be kept on file as a permanent record. IRS regulations require that the most current withholding exemption certificates be kept on file until superceded by a later change. The superseded (old) certificate must then be retained for four years from the date the current form was filed.

    Terminal Leave Worksheet

    Form 2246, Terminal Leave Worksheet

     

    Commendations

    Suggestion Award.

     

    Copies of official letters and certificates related to receipt of awards including, but not limited to, Quality Step Increase, Incentive Award, Spot Award, and Special Achievement Award.

     

    Copies of official letters recognizing length of service and retirement, letters of appreciation and commendations for performance.

     

    Travel

    Form 178, Specific Travel Order and Relocation Agreement

     

    Salary

    Employee election to continue to pay the full cost of benefits while on approved LWOP to serve in an employee organization.

     

    Form 1303, Salary Change Notice (obsolete)

     

    COLA Roll In Notices/Statements

     

    Pay transcripts.

    Including payroll records search requests.

    Letter from Accounting Service Center and related documentation regarding Children's Equity Act of 2000.

     

    Documentation of the application of grade or pay retention including copy of a letter to employee describing the circumstances warranting the retention and nature of the entitlement.

     

    Union Dues

    Form 1186, Cancellation of APWU Dues from Payroll Withholdings

    Form 1187, Request for Payroll Deduction for Labor Organization Dues

    Form 1188, Cancellation of Organization Dues from Payroll Withholdings

     

    Court Orders

    Court Orders affecting employee status or pay.

    This does not include garnishment records.

     

    Table E - Personnel Actions

    DOCUMENT TYPE

    DOCUMENT

    NOTES

    Personnel Action

    PS Form 50 and SF 50, Notifica-tion of Personnel Action

    SF 50-A, Notice of Short Term Employment (obsolete)

    Report R0955, Salary and Placement Service History

    File the OPF copy on the right side of the OPF. Documents supporting the personnel action should be filed immediately below the applicable Form 50.

    Assignment

    Form 222, Statement for Postmasters and Officers in Charge

    Mass transfer lists.

    If a document is filed in an employee's OPF listing the names and social security numbers (SSNs) of other employees, the document must be altered to eliminate the names, SSNs, and any other personal identifying information.

    Reassignment

    Record of qualification on in-service examination.

    Form 5912-A, Alphabetical Register Card (eligible rating only), and other records of qualification issued as the result of an in-service examination, are considered permanent records and must be filed on the right side of the OPF.

    Resignation

    Form 2574, Resignation from the Postal Service

    Includes letter of resignation submitted by the employee or, if oral resignation, supervisor's notice,.

    Form 337, Clearance Record for Separated Employee, or equivalent

     

    RIF Notice

    Reduction In Force Notice.

     

     
    The following table provides a partial list of the types of temporary documents authorized for filing in the eOPF. Temporary documents are generally valid for two years unless otherwise specified below.

    DOCUMENT TYPE

    DOCUMENT

    NOTES

    Personnel Action

    SF 52, Request for Personnel Action

     

    SF 127, Request for Official Personnel Folder

     

    Form 1216, Employee's Current Mailing Address

     

    Form 1750, Employee Probationary Period Evaluation Report

     

    Form 2444, Agreement to Remain in the Postal Service

    Or other continued service agreements.

    TSP 41, Notification to TSP of Nonpay Status

    7-year retention period.

    Form 3074, Request for Waiver of Claim for Erroneous Payment of Pay

     

    Form 8200, Flexible Spending Account Enrollment Form

     

    Unofficial Commendations

    Customer comment cards, letters, or notes.

     

    Discipline

    Disciplinary notice or decision letter.

    Except as otherwise provided in an applicable collective bargaining agreement:
    - Retain in OPF for a period of 2 calendar years unless otherwise resolved or cited in subsequent disciplinary action.
    - Remove any disciplinary notice or decision letter, upon the employee's written request, from the employee's OPF after 2 years (if there has been no disciplinary action initiated against the employee in that 2-year period).

    Employee Self-Service Exception Processing

    PostalEASE/FSA Worksheet .

    7-year retention period from date of employee signature.

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    Health Insurance
    Sep 28, 2010

     

    Health Care Implementation Timelines

    Health Care Effects in the next 6 months

    Health Care Reform

    Health Care Reform Charts Jan, 1, 2011

    Health Care Reform Facts and Fiction

    Health Care Reform Timeline

    Health Care Video

    Health Insurance Exchange

    How Seniors Benefit

    Medicare Benefits and Changes

    OPM FEHB 26 year olds

    What does Health Care Reform mean to you

     

     

     

    OPM Page on FEBH

     EL 520 FEHB Temporary Continuance of Coverage. 

     Federal Dental and Vision Insurance

     

    Key Deadlines

     

    Program

    Activity

    Deadline

     

    Flexible Spending Accounts

    Open Season

    11/12/07 - 12/29/07
    5:00 PM Central Time

     

    Health Benefits

    Open Season

    11/12/07 - 12/11/07
    5:00 PM Central Time

     

    Dental and Vision Insurance

    Open Season

    11/12/07 – 12/10/07
    11:59 PM Eastern Time

     

    Annual Leave Exchange

    Open Season

    11/15/07 - 12/15/07
    11:59 PM Central Time

     

    Thrift Savings Plan

    Open at any time

    The cut-off for each pay period is 3:59 AM. Central Time, 2nd Wed. of pay period (day 12).

    OPM page on Federal Employee Helath Benefits (FEBH)

    Health Benefits: The Federal Employees Health Benefit Plan (FEHBP), administered by the Office of Personnel Management, is among the most generous and popular of all postal benefit plans. Depending on the employee's craft and selected health care plan, the USPS pays from 71% to about 88% of the premium.

    Virtually all career USPS employees (and eligible family members) are covered by the FEHBP. Employees that are not eligible (with certain exceptions) include those serving in a temporary position lasting less than a year (including Casual and Temporary Employees, Substitute Rural Carriers, and Rural Carrier Associates). Other exclusions include non-citizens and employees paid on a contract or fee basis including contract job cleaners and contract carriers.

    Several types of plans are available, including the Service Benefit Plan (available nationwide), Employee Organization Plans (available through employee organizations such as labor unions), and Comprehensive Medical Plans (group practice plans/HMOs) available regionally. You must consider your individual and family situation in deciding which health plan is best for you and your family.
      

    For more information about your health benefits please consult the Employee and Labor Relations Manual (ELM) at USPS.com. Click here!


    The following sites also have information about your health benefits:


    Leave
    Jan 14, 2009

     

    Dental and Vision Insurance

    Open Season

    11/12/07 – 12/10/07
    11:59 PM Eastern Time

    Annual Leave Exchange

    Open Season

    11/15/07 - 12/15/07
    11:59 PM Central Time

    Thrift Savings Plan

    Open at any time

    The cut-off for each pay period is 3:59 AM. Central Time, 2nd Wed. of pay period (day 12).

    Administrative Leave

    Granting Admin Leave Central Plains

    Annual Leave

    FMLA

    MIlitary

    FAQ's on Military Leave

    Postal Holiday Leave

    Sick Leave

    Advanced Sick Leave Central Plains

     

     

    Annual Leave

     

    Annual leave is provided to employees for paid time off from regularly scheduled work hours. The charts below show how much annual leave is accrued for full-time and part-time employees. Annual leave for full-time employees is credited at the beginning of the leave year, while annual leave for part-time employees is accrued in units of 20, 13, or 10 hours worked. Military service time (in most cases) counts towards USPS service time for determining annual leave per year. (For example: If you served four years in the U.S. military prior to your employment with the USPS your initial annual leave amount would be in the 3-15 year category).

     

    Full-Time Employees

    Service Time

    Leave Per Year

    Less than 3 years

    104 hours (13 days)

    3-15 years

    160 hours (20 days)

    15 years or more

    208 hours (26 days)

     

     
    Part-Time Employees

    Service Time

    Leave Per Year

    Rate of Accrual

    Less than 3 years

    104 hours, or 13 days per 26-period leave year or 4 hours for each bi-weekly pay period.

    1 hour for each unit of 20 hours pay in status.

    3-15 years

    160 hours, or 20 days per 26-period leave year or 6 hours for each full bi-weekly pay period, plus 4 hours in last pay period in leave year.

    1 hour for each unit of 13 hours in pay status.

    15 years or more

    208 hours, or 26 days per 26-period leave year or 8 hours for each full biweekly pay period.

    1 hour for each unit of 10 hours in pay status.

     

     
    Maximum Leave Carryover Amounts

    • Bargaining Unit Employees: 440 hours (55 days)
    • Postal Career Executive Service (PCES) Employees: Greater of 560 hours or 16 days (128 hours)
    • EAS Employees: 560 hours (70 days)

     

    Family Medical Leave Act

     

    Your Rights Under the Family and Medical Leave Act of 1993
    From the U.S. Department of Labor

     

    FMLA requires covered employers to provide up to 12 weeks of unpaid, job-protected leave to "eligible" employees for certain family and medical reasons. Employees are eligible if they have worked for a covered employer for at least 1 year, and for 1,250 hours over the previous 12 months, and if there are at least 50 employees within 75 miles.

    REASONS FOR TAKING LEAVE: Unpaid leave must be granted for any of the following reasons:
    1. to care for the employee's child after birth or placement for adoption or foster care;
    2. to care for the employee's spouse, son or daughter, or parent, who has a serious health condition; or
    3. for a serious health condition that makes the employee unable to perform the employee's job.
    At the employee's or employer's option, certain kinds of paid leave may be substituted for unpaid leave.

    ADVANCE NOTICE AND MEDICAL CERTIFICATION: The employee may be required to provide advance leave notice and medical certification. Taking leave may be denied if requirements are not met.
    1. The employee ordinarily must provide 30 days advance notice when the leave is "foreseeable."
    2. An employer may require medical certification to support a request for leave because of a serious health condition, and may require second or third opinions (at the employer's expense) and a fitness for duty report to return to work.

    JOB BENEFITS AND PROTECTION
    1.
    For the duration of FMLA leave, the employer must maintain the employee's health coverage under any group health plan.
    2. Upon return from FMLA leave, most employees must be restored to their original or equivalent positions with equivalent pay, benefits, and other employment terms.
    3. The use of FMLA leave cannot result in the loss of any employment benefit that accrued prior to the start of an employee's leave.

    UNLAWFUL ACTS BY EMPLOYERS: FMLA makes it unlawful for any employer to:
    1. interfere with, restrain, or deny the exercise of any right provided under FMLA.
    2. discharge or discriminate against any person for opposing any practice made unlawful by FMLA or involvement in any proceeding  under or relating to FMLA.

    ENFORCEMENT:
    1. The U.S. Department of Labor is authorized to investigate and resolve complaints of violations.
    2. An eligible employee may bring a civil action against an employer for violations.
    - FMLA does not affect any Federal or State law prohibiting discrimination, or supersede any State or local law or collective bargaining agreement which provides greater family or medical leave rights.

    Certification of Health Care Provider

     

    You can have your "serious health condition" classified under FMLA if certain conditions are met. The advantage to you for FMLA classification is that leave taken for a "serious health condition" does not count against you for disciplinary purposes. You should have your health provider complete form WH-380 (see link below) for a "serious health condition" that involves one of the following. (Submit completed form WH-380 to your immediate supervisor.)

     

    1. Hospital Care - inpatient care (i.e., an overnight stay)
    2. Absence Plus Treatment - a period of incapacity of more than three consecutive calendar days that also involves treatment of two or more times.
    3. Pregnancy - or for prenatal care
    4. Chronic Conditions Requiring Treatments - requiring periodic treatments or for treatment of episodic events such as asthma, diabetes, epilepsy, etc.
    5. Permanent/Long-term Conditions Requiring Supervision - permanent or ongoing incapacity due to a condition such as Alzheimer's, a severe stroke, or the terminal stages of a disease.
    6. Multiple Treatments (Non-Chronic Conditions) - for multiple treatments such as for cancer (chemotherapy, radiation, etc.), severe arthritis (physical therapy), kidney disease (dialysis).

    The above is a synopsis of WH-380. The complete form, which contains complete "serious health condition" categories, is available online at the Department of Labor. Click here! The Adobe Acrobat Reader is required (.pdf format).
     

     

     

    Holiday Leave

    Observed Holidays
    The following 10 days are observed as holidays by the U.S. Postal Service.

    a.       New Year’s Day - January 1.
    b. Martin Luther King, Jr.’s Birthday - 3rd Monday in January.
    c. Washington’s Birthday - 3rd Monday in February.
    d. Memorial Day - Last Monday in May.
    e. Independence Day - July 4.
    f. Labor Day - 1st Monday in September.
    g. Columbus Day - 2nd Monday in October.
    h. Veterans’ Day - November 11.
    i. Thanksgiving Day - 4th Thursday in November.
    j. Christmas Day - December 25.

    Memorial Day of 2002 will be the first holiday on which mail handlers, if they choose, can take advantage of the new holiday leave provisions that are now part of Article 11 of the National Agreement. Under these new provisions, full-time and part-time regular employees may elect to receive up to eight hours of annual leave instead of holiday leave pay.

    In particular, under the new contract language, eligible employees (which means regular employees who are in a pay status "the last hour of the employee's scheduled workday prior to or the first hour of the employee's scheduled workday after the holiday") who work any part of their holiday or the day designated as their holiday may choose to receive additional annual leave instead of additional pay for working on the holiday. The annual leave option is available whether or not the employee volunteers or is required to work on his/her holiday or day designated as his/her holiday.

    If the employee elects to receive additional annual leave instead of additional holiday pay, the appropriate payment for hours that are actually worked on the holiday will still be paid. But holiday leave hours will not be paid, and instead the employee's annual leave balance will be adjusted by the number of hours to which the employee would be entitled (8 hours for full-time employees; up to 8 hours, depending on regular schedule, for part-time regular employees). Because the new leave will be credited as annual leave, it will be subject to the usual rules for using annual leave and/or losing annual leave if the employee is over the maximum leave carryover at the end of the leave year.

     

    The Office of Personnel and Management (OPM) administers both USPS retirement programs - the Civil Service Retirement System (CSRS) and the Federal Employees Retirement System (FERS). The CSRS generally applies to employees who received a career appointment before January 1, 1984 while the FERS applies to employees whose initial career appointment was January 1, 1984 or later, and CSRS employees that elected to transfer to FERS. Both systems have the same purposes, however, both operate under a unique set of guidelines and rules. 

    Many employees believe that USPS retirement benefits are some of the most substantial in the nation. Many, upon reaching retirement age, are shocked to learn that they will be facing a 50% to 75% or more loss in income after retirement. Although, postal retirement benefits may not be all that public legend has them to be, they can provide a secure retirement with the proper planning. Below, are brief overviews of each retirement system. (Information is deemed reliable but not guaranteed.)

    Civil Service Retirement System (CSRS)

    Information from the OPM:

    Retirement Eligibility

    Benefits are payable after...

    Your Minimum Retirement Age (MRA) is

    30 years of service

    Age 55

    20 years of service

    Age 60

    5 years of service

    Age 62

     

    Retirement Percentages Based on Years of Service

    5

    7.50%

    18

    32.25%

    31

    58.25%

    6

    9.25%

    19

    34.25%

    32

    60.25%

    7

    11.00%

    20

    36.25%

    33

    62.25%

    8

    12.75%

    21

    38.25%

    34

    64.25%

    9

    14.50%

    22

    40.25%

    35

    66.25%

    10

    16.25%

    23

    42.25%

    36

    68.25%

    11

    18.25%

    24

    44.25%

    37

    70.25%

    12

    20.25%

    25

    46.25%

    38

    72.25%

    13

    22.25%

    26

    48.25%

    39

    74.25%

    14

    24.25%

    27

    50.25%

    40

    76.25%

    15

    26.25%

    28

    52.25%

    41

    78.25%

    16

    28.25%

    29

    54.25%

    42

    80.00%

    17

    30.25%

    30

    56.25%

    43

    80.00%

     

    Federal Employees Retirement System (FERS)

    Information from the OPM:

    Retirement Eligibility

    Benefits are payable with 30 years service. The minimum retirement age (MRA) is determined by an individual’s year of birth, as follows:

    Year of Birth

    Your MRA is age...

    Before 1948

    55

    In 1948

    55 and 2 months

    In 1949

    55 and 4 months

    In 1950

    55 and 6 months

    In 1951

    55 and 8 months

    In 1952

    55 and 10 months

    In 1953 - 1964

    56

    In 1965

    56 and 2 months

    In 1966

    56 and 4 months

    In 1967

    56 and 6 months

    In 1968

    56 and 8 months

    In 1969

    56 and 10 months

    In 1970 and after

    57

    20 years of Service

    Age 60

    10 years of Service

    with a reduction of 5% for each
    year under age 62

    5 years of Service

    Age 62

     

    FERS Annuity

    (Note: Second line of each income level indicates annuity with survivor deduction.)

    High 3 Average Pay

    Years of Creditable Service

    Income

    5

    10

    15

    20

    25

    30

    35

    40

    38,000

    158

    317

    475

    633

    792

    950

    1108

    1267

     

    143

    285

    428

    570

    713

    855

    998

    1140

    40,000

    167

    333

    500

    667

    833

    1000

    1167

    1333

     

    150

    300

    450

    600

    750

    900

    1050

    1200

    44,000

    183

    367

    550

    733

    917

    1100

    1283

    1467

     

    165

    330

    495

    660

    825

    990

    1155

    1320

    50,000

    208

    417

    625

    833

    1042

    1250

    1458

    1667

     

    188

    375

    563

    750

    938

    1125

    1313

    1500

    60,000

    250

    500

    750

    1000

    1250

    1500

    1750

    2000

     

    225

    450

    675

    900

    1125

    1350

    1575

    1800

    70,000

    292

    583

    875

    1167

    1458

    1750

    2042

    2333

       

    263

    525

    788

    1050

    1313

    1575

    1838

    2100

     

    Additional information about CSRS and FERS:

    For more information about your retirement benefits please consult the Employee and Labor Relations Manual (ELM ) at USPS.com:

    More information about your retirement benefits:

    Handbooks

     

    Key Deadlines

     

    Program

    Activity

    Deadline

     

    Flexible Spending Accounts

    Open Season

    11/12/07 - 12/29/07
    5:00 PM Central Time

    Health Benefits

    Open Season

    11/12/07 - 12/11/07
    5:00 PM Central Time


    Life Insurance
    Nov 22, 2010

     FEGLI and Federal Employees

    Life Insurance Lessons

    OPM page on FEGLI

    Save on Life Insurance

     

    Life Insurance: The Office of Personnel Management administers the Federal Employees' Group Life Insurance (FEGLI) Program. Nearly all USPS employees receive Basic Life Insurance coverage, however, there are some exceptions. Substitute Rural Carriers, Casual or Temporary Employees (including Rural Carrier Associates) generally are excluded from the program. Full-time employees are covered by an amount of basic insurance based on their annual basic pay, while part-time employees are covered by an amount of basic insurance based on multiplying their basic hourly rate. Below, you will find information about your FEGLI insurance benefits. (Information is deemed reliable but not guaranteed.)
     

    Basic Life (Free - for postal employees)

    Your basic life insurance coverage amount depends on your annual basic pay (excludes COLA). Here's how to figure your total Basic Life Insurance:

    • Take your current annual base pay
    • If not an exact thousand, round up to next thousand
    • Add $2000 - This is your total Basic Life

    Example:

    • Your annual base pay is $42,323
    • Round up to $43,000
    • Add $2000
    • Total: $45,000 - This is your total Basic Life

    Extra Benefit:

    Age

    Factor

    Age

    Factor

    0-35

    2.0

    41

    1.4

    36

    1.9

    42

    1.3

    37

    1.8

    43

    1.2

    38

    1.7

    44

    1.1

    39

    1.6

    45

    0.0

    40

    1.5

     

     

     
    To figure your total coverage with the extra benefit multiply your total Basic Life times the appropriate factor. For example:

    • You are 36 years old
    • Total Basic Life (from example above) $45,000
    • Multiply $45,000 x 1.9
    • Total: $85,500 - Total Insurance

    Option A - Standard ($10,000)

    Age Cat.

    Group

    Bi-Weekly

    Monthly

    1

    Under age 35

    $0.30

    $0.65

    2

    35 through 39

    $0.40

    $0.87

    3

    40 through 44

    $0.60

    $1.30

    4

    45 through 49

    $0.90

    $1.95

    5

    50 through 54

    $1.40

    $3.03

    6

    55 through 59

    $2.70

    $5.85

    7

    60 through 64

    $6.00

    $13.00

    8

    65 through 69

    $6.00

    $13.00

    9

    70 and over

    $6.00

    $13.00

     

    Option B - Additional

    You can purchase 1, 2, 3, 4, or 5 times your Basic Life (rounded up to next thousand).

    Withholding per $1,000 insurance

    Age Cat.

    Group

    Bi-Weekly

    Monthly

    1

    Under age 35

    $0.03

    $0.065

    2

    35 through 39

    $0.04

    $0.087

    3

    40 through 44

    $0.06

    $0.130

    4

    45 through 49

    $0.10

    $0.217

    5

    50 through 54

    $0.15

    $0.325

    6

    55 through 59

    $0.31

    $0.672

    7

    60 through 64

    $0.70

    $1.517

    8

    65 through 69

    $0.90

    $1.517

    9

    70 and over

    $1.40

    $1.517

     

    Option C - Family

    Purchase 1, 2, 3, 4, or 5 times:
    Spouse - $5,000        Child (also eligible for Foster) - $2,500

    Age Cat.

    Group

    Bi-Weekly

    Monthly

    1

    Under age 35

    $0.27

    $0.59

    2

    35 through 39

    $0.34

    $0.74

    3

    40 through 44

    $0.46

    $1.00

    4

    45 through 49

    $0.60

    $1.30

    5

    50 through 54

    $0.90

    $1.95

    6

    55 through 59

    $1.45

    $3.14

    7

    60 through 64

    $2.60

    $5.63

    8

    65 through 69

    $3.00

    $6.50

    9

    70 and over

    $3.40

    $7.37

     

    For more information about life insurance consult the FEGLI Home Page and/or the Employee and Labor Relations Manual (ELM) at USPS.com.

     
    Life Insurance Handbooks:
    FEGLI Life Insurance program booklets and handbooks can be found at the FEGLI Home Page.
     

    Federal Employees' Group Life Insurance Program (FEGLI)

    The Federal Employees' Group Life Insurance (FEGLI) covers more than 4 million postal and federal employees and retirees, as well as many of their family members.

    Most new federal workers are automatically provided with Basic life insurance coverage under FEGLI. Payroll offices deduct premiums from your paycheck unless you waive this coverage.

    In addition to the Basic, you can participate in three Optional FGLI insurance programs. Optional insurance is not automatic, and you must have Basic insurance in order to enroll in optional coverage.

    Thanks to postal and other federal unions who helped create this benefit, the government pays one third of the cost of Basic life insurance under FEGLI, and your age does not affect the cost. However, you pay the full cost of Optional insurance, and the cost depends on your age.

    FEGLI is operated by a private contractor and is administered by the U.S. Office of Personnel Management.

    For information about coverage, see your personnel office the FEGLI pages of OPM's Web site.

    Postal FEGLI Life Insurance
    FEGLI Program Booklet (PDF)
    Life Insurance Worksheet (PDF)
    FEGLI (Federal Employees' Group Life Insurance) offers Basic life insurance and three types of Optional life insurance at attractive group rates. Newly eligible employees may obtain coverage without having a physical or furnishing proof of insurability. Most employees are eligible to continue their FEGLI coverage when they retire.
    Life Insurance Means Peace of Mind for You and Your Family

    Almost everyone needs life insurance; how much is for you to decide. Through the Federal Employees' Group Life Insurance (FEGLI) Program, you have several choices in selecting the amount of life insurance that's right for you. FEGLI offers:

    Basic insurance: equal to your salary rounded up to the next even thousand, plus two thousand dollars, and

    Three types of Optional insurance:

    Option A - Standard, in the amount of $10,000;

    Option B - Additional, in an amount from one to five times your annual rate
    of basic pay after rounding your salary up to the next even $1,000;

    Option C - Family, one to five multiples of coverage for your spouse and
    your eligible dependent children. Each multiple is equal to $5,000 for the
    death of your spouse and $2,500 for the death of each eligible dependent child.

    Some important points to keep in mind:

    If eligible, you are automatically covered under Basic life insurance, unless you waive it.
    You must take action, within strict time limits, to elect Optional insurance. If you elect it when you are first eligible, you can get it without having to provide medical information to prove insurability.
    The FEGLI Program offers group rates and convenient payroll deductions.
    The U.S. Postal Service pays the entire cost of your Basic life insurance. You pay 100% of the cost of Optional insurance.
    FEGLI is group term insurance. It does not have any cash or paid-up value. You cannot get a loan by borrowing from this insurance.
    The amount of life insurance one needs varies by individual.

    Who Is Eligible?

    Most U.S. Postal Service employees, including part-time employees, are eligible for Federal Employees' Group Life Insurance (FEGLI). If you have a question about eligibility, see your local personnel office. Participation is entirely voluntary. However, if you are eligible, you are automatically covered under Basic insurance, unless you waive this coverage. You will have Optional insurance only if you elect it. Remember, there are strict time limits to elect Optional insurance.

    When Does My Coverage Begin?

    Basic life insurance coverage for new employees is effective on the first day you are in a pay and duty status in an eligible position, unless you waive this coverage before the end of your first pay period. After your first pay period, you may cancel Basic at any time; the cancellation will be effective at the end of the last day of the pay period in which your local personnel office receives your cancellation.

    Optional insurance for new employees is effective on the first day you are in a pay and duty status in an eligible position on or after the day your local personnel office receives your election. You only have 31 days from the date of your appointment to an eligible position to elect Optional insurance. Your opportunities to enroll in Optional insurance after those 31 days are limited.

    Pay and duty status means you are not on annual leave, sick leave, donated leave, excused absence, or otherwise absent from duty.

    New employees must complete a Life Insurance Election (SF 2817) to cancel Basic insurance or to elect Optional insurance. If you do not complete an election form, you will automatically be covered under Basic insurance only.

    What Is Basic Insurance and How Much Does it Cost?

    Basic insurance provides term life insurance at group rates. The U.S. Postal Service pays the entire cost of your Basic insurance. If you are eligible, you are automatically covered under Basic insurance, unless you waive this coverage.

    Your Basic Insurance Amount (BIA) is equal to the greater of (a) your annual rate of basic pay rounded up to the next even $1,000 plus $2,000, or (b) $10,000.

    Basic insurance also provides an Extra Benefit to employees under age 45, at no additional cost. This Extra Benefit doubles the amount of Basic insurance payable if you die when you are age 35 or younger. The Extra Benefit decreases 10% each year until there is no Extra Benefit if you die at age 45 or older.


    How Do I Choose the Right Amount of Life Insurance?


    Purchasing life insurance is a personal decision that only you can make. You should first consider the funds your survivors will need for immediate expenses, such as: uninsured medical costs, funeral expenses, lawyers' fees to settle an estate, debts, and taxes. Young single people, who often don't buy life insurance because they have no dependents, should consider that funeral expenses can amount to thousands of dollars and should be provided for in some way.

    Here are some very general guidelines that may help you. Not everyone will need the same amount of life insurance. Fill in the blanks to estimate your family's needs. If a particular line doesn't apply, or you think it is too much coverage, just skip it. These results are just rules of thumb. For a complete analysis of your needs, you may want to consult a financial planner.

    How Much Do I Need?

    So you've decided that life insurance is a good idea. Now you'll want to determine how much you'll need. This simple chart can help you come up with an estimate. Fill in the blanks to estimate your family's needs.

    LIFE INSURANCE... HOW MUCH DO I NEED?

    1. Multiple of your annual income (in dollars) that you wish to provide your family if something were to happen to you
    $ __________(1)

    2. Annual expenses above and beyond daily living costs for you and your dependents (e.g., tuition, care for a disabled child or parent)
    + __________(2)

    3. Emergency funds (3 to 6 months of living expenses)
    + __________(3)

    4. Estimated amount for your funeral expenses (U.S. average is $5,000 to $10,000)
    + __________(4)

    5. Total the estimate of your family's needs (add lines 1 through 4)
    = __________(5)

    6. Your total liquid assets (e.g., savings accounts, CDs, money market funds, existing life insurance)
    - __________(6)

    7. Subtract line 6 from line 5 and enter the difference here:
    = $__________(7)

    The net result (line 7) is an estimate of the shortfall your family could face upon your death. Remember, these results are just rules of thumb. For a complete analysis of your needs, you may want to consult a financial planner. The maximum coverage on your life available through FEGLI is about six times your salary (or about seven times for enrollees age 35 or under), through a combination of Basic, the Extra Benefit, Option A ($10,000), and Option B (maximum of 5 times your salary).

    More information on Life Insurance


    Pay
    Mar 27, 2009

     

    Tax Service

     

    Back Pay MI

    Earning Statement

    Insurance Income

    MIsc. issues on Pay Stub

    Paycheck Reference

    Severence Pay


    Mastercard
    Aug 06, 2008

    APWU Credit Card

    Credit cards are now part of the fabric of America. But sorting through credit card offers can be a daunting and time-consuming task. That’s why the union has endorsed a MasterCard exclusively for APWU members.

    The APWU MasterCard offers union members special skip-payment options, low-rate balance transfer offers, no annual fee, competitive interest rates, and a unique member-advocacy program.

    The APWU MasterCard is sponsored by Union Plus and was developed solely for union members by the AFL-CIO.

    The charts below show how the APWU Union Plus MasterCard stacks up against some of the most popular credit cards in the marketplace today.

    The APWU MasterCard Difference

    Using the consumer strength of union members, the APWU card offers benefits that other leading credit cards can’t match.

     

    APWU MasterCard

    Other Leading Cards

    Competitive Rates

    Yes

    Yes

    Union Oversight Committee

    Yes, monitors card program and contract to protect union members

    No

     

    Customer Service Calls Answered in USA

     

    Yes, all calls answered by representatives in the USA — guaranteed by contract

    May be outsourced

     

     

    Financial Assistance for Cardholders

     

    Yes, help for members with financial difficulties due to disaster, illness or disability and layoff

    Not Available

     

     

    Credit Building Services

     

     

     

    Secured card for members with past credit problems or trying to build credit (not identified as secured on credit reports). Also offers credit education and counseling.

    Reported as a secured credit card by credit bureaus.

     

     

    Issuer-Funded Union Scholarship Fund

     

     

    Supports the APWU scholarship program, which has helped more than 1,000 union family members with grants of $1.6 million over the last 10 years

    Not Available

     

     

     

    Raise Rates for Late Payments

     

    No

     

    Yes, as high as 28.49% - even for late payments on other bills!

    Penalty for Paying Off Debt

     

    No

     

    Yes, some cards charge a $15 fee if inactive for 6 months

    Union Member Advocate

     

    Yes, full-time union member to help members with concerns

    Not Available

     

    Free Credit Counseling

    Yes, to help members

    Not available

     

    The APWU MasterCard — and all of the other APWU benefits — work for working families.

    Click here to apply online for an APWU MasterCard, or call call 1-800-522-4000 to apply by phone.


    Mortgage
    Aug 06, 2008

    Mortgage Program

    APWU members can take advantage of a wide range of home-buying options through the Union Plus Mortgage and Real Estate program. Designed exclusively for union members and their families, the program makes buying, selling and refinancing a home easier and more affordable.

    Financing is provided through Chase Home Finance, one of the largest lenders in the U.S. that has served homebuyers for over 90 years. Chase's mortgage counselors can help APWU members through the process and answer questions.

    Affordable programs include FHA, VA loans, special programs for first-time homebuyers, and loans for manufactured homes. Programs for borrowers with exceptional credit and for borrowers with "less than perfect" credit are also available.

    The Mortgage Assistance Program can help homeowners make their mortgage payments if they become unemployed as a result of a disability. This valuable program was developed solely for union members by the AFL-CIO - to provide peace of mid for union homeowners.

    For more information, click here or call 1-800-416-5786.


    Postal Ease
    Aug 14, 2008

    Call PostalEASE toll-free at 1-877-4PS-EASE (1-877-477-3273)
     

    PostalEASE

    PostalEase is the U.S. Postal Service's telephone enrollment system for Thrift Savings Plan transactions, Direct Deposit/allotments and more. The USPS uses several PIN numbers. Please see our PIN Numbers page for a complete explanation of USPS PIN numbers.

    Have the following information ready when calling PostalEASE:
    - Your Social Security Number (SSN)
    - Your Personal Identification Number (PIN). If you don't know your PIN, call PostalEASE and follow the prompts to request that your PIN be mailed to your address of record. (This takes 10 days or less.)

    If using PostalEASE for your allotment/net to bank options, please have the following additional information ready:
    - Your 9 digit Financial Institution Routing Number (obtain from your financial institution)
    - Your Account Number and type of account

    After completing your transaction you will hear your confirmation number, when your choices will be processed, and when your choices will be reflected in your paycheck. Record this information for your reference.


    Postal Employee Relief Fund
    Aug 06, 2008

     

    Postal Employees Relief Fund

    The Postal Employees Relief Fund (PERF) provides financial assistance for APWU members as well as other postal employees and retirees whose homes and property have been substantially damaged by natural disasters and home fires if the employees are not reimbursed by insurance or grants.

    Supported and administered by all employee unions and the Postal Service, PERF is a tax-exempt charitable organization that is funded through donations from federal employees.

    APWU encourages its members to support PERF by making charitable contributions to the fund through the Combined Federal Campaign, the government's annual workplace charity drive. (Use designation # 9891.) Each postal district is allotted a six-week period annually between Sept. 1 and Dec. 31 to solicit contributions. (Please contact your USPS District to find out when your CFC campaign will take place.)

    Postal Employees' Relief Fund brochure

    New PERF brochures [PDF], posters and DVD’s are available to APWU local and state organizations to distribute during their district's Combined Federal Campaign season. These items can be obtained in limited quantities at no charge while supplies last, through the APWU Human Relations Department. (202-842-4271) Allow two weeks for delivery.

    Since its establishment in 1990, PERF has provided nearly $5 million to help USPS employees all over the country recover from the effects of hurricanes, earthquakes, typhoons, floods, tornadoes, mudslides, and forest fires.

    To learn more about eligibility for assistance or to obtain an application, please visit www.postalrelief.com, or write to:

    Postal Employees Relief Fund
    P.O. Box 34500
    Washington, DC 20043-4500
    202-408-1869

    APWU members who need assistance with PERF should contact the union's Human Relations Department. Please note that inquiries regarding the status of your application or relief grant must be addressed directly to PERF.

    FEMA, the Federal Emergency Management Agency, can also be a valuable source of information and assistance for people coping with the effects of natural disasters.


    Postal Resources
    Dec 04, 2008

    Human Capitol Enterprise System Guideline Services

    Welcome to the
     Human Resources Shared Service Center
     (HRSSC)
     Greensboro, NC

    HRSSC 1-877-477-3273, option 5
    HRSSC (TDD/TTY)1-866-260-7507
    PostalEASE1-877-477-3273
    LiteBluehttp://liteblue.usps.gov

    Please have Employee Identification Number and USPS PIN available.

    HRSSC
    Benefits/Compensation
    PO Box 970400
    Greensboro NC
    27497-0400
    HRSSC
    Retirements/Separations
    PO Box 970500
    Greensboro, NC
    27497-0500
    HRSSC
    EAS Selections
    PO BOX 970200
    Greensboro, NC
    27497-0200
     

    Human Resources

    2008 Open Season and Other Benefits and Payroll Election Opportunities

    Note: Flexible Spending Accounts (FSAs) expire at the end of each year, but they can be renewed during FSA Open Season. Annual Leave Exchange (ALE) for next year’s leave requires an election during this ALE Open Season. Thrift Savings Plan (TSP) Catch Up Contributions expire at the end of each year, but elections can be made at any time.

     

    Benefit

    Program

    Note the deadlines…

    Find out about

    eligibility and options …

    Prepare for and

    make your elections…

    Comments

    Federal Employees Health Benefits (FEHB)

    Program

    Opens: 11/10

    Closes: 12/09

    5:00 p.m. CT

    or

    Qualifying Life Event (through HRSSC)

    Guides to Benefits

    Updates coming soon.

    Prepare

    PostalEASE FEHB

    Worksheet

     

    Use

    PostalEASE

    Coming to you in the mail: Guide to Benefits (program summary) with PostalEASE FEHB Worksheet.

    Federal Employees Dental and Vision Insurance Program (FEDVIP)

    Opens: 11/10

    Closes: 12/08

    11:59 p.m. ET

    or

    Qualifying Life Event (through FEDVIP, not HRSSC)

    Guide to Dental & Vision Insurance

    Update coming soon.

    Use

    www.benefeds.com

     

    877-888-3337

     

    TTY 877-889-5680

    Coming to you in the mail: FEDVIP Guide.

    Flexible Spending Accounts (FSA)

    Opens: 11/10

    Closes: 12/28

    5:00 p.m. CT

    or

    Qualified Life Status Change (through HRSSC)

    FSA Brochure

    Update coming soon.

    Prepare

    PostalEASE FSA

    Worksheet

     

    Use

    PostalEASE

    Coming to you in the mail: Post cards, leaflet, and brochure.

    Annual Leave Exchange (ALE)

    Opens: 11/15

    Closes: 12/15

    11:59 p.m. CT

    Letter mailed to eligible employees.

    Prepare

    PostalEASE ALE

    Worksheet (mailed

    to eligible employees)

     

    Use

    PostalEASE

    • Most career nonbargaining unit employees from Rate Schedule Codes (RSCs) E, F, S, V, U, and Z may exchange from 8 to 128 hours in whole-hour increments if their annual leave balance is at least 160 hours as of close of business on January 2, 2009.
    • Bargaining unit employees from RSCs C, K, M, N, P, T, and Y may exchange from 8 to 40 hours in whole-hour increments if their annual leave balance is at least 440 hours and if they have used less than 75 hours of sick leave for the leave year as of close of business on January 2, 2009.
    • For bargaining unit employees, the lump sum is calculated on salary as of January 3, 2009, and included in the January 23, 2009, paycheck. For nonbargaining unit employees, the lump sum is cal­culated on salary as of January 17, 2009, and included in the February 6, 2009, paycheck. These lump sum payments are taxable in 2009.

    Coming only to eligible employees in the mail: Letter about annual leave exchange.

    Allotments/

    Net-to-Bank (Direct Deposit)

    Any time

    Processed at

    3:59 a.m. CT,

    2nd Wednesday

    of pay period

     

    Prepare

    PostalEASE Net-to-Bank

    Worksheet

     

    Use

    PostalEASE

    Thrift Savings Plan Regular Contributions

    Any time

    Processed at

    3:59 a.m. CT,

    2nd Wednesday

    of pay period

    www.tsp.gov/forms/tspbk08.pdf

    Prepare

    PostalEASE TSP

    Worksheet

     

    Use

    PostalEASE

    Coming to you in the mail: TSP enrollment information letter and PostalEASE TSP Worksheet.

    TSP 50+

    Catch-Up Contributions

    Any time

     

    Processed at

    3:59 a.m. CT,

    2nd Wednesday

    of pay period

    www.tsp.gov/forms/tspbk08.pdf

    Prepare

    PostalEASE TSP 50+

    Catch Up Worksheet

     

    Use

    PostalEASE

    Coming only to eligible employees in the mail: TSP enrollment information catch-up letter and PostalEASE TSP Catch-Up Worksheet.

    TSP Investment Choices

    Any time

    www.tsp.gov/forms/tspbk08.pdf

    Use

    www.tsp.gov

     

    Have TSP acct. no. or

    Custom User ID

     

    Have Web password

     

    877-968-3778

    TDD 877-847-4385

     

    Have TSP acct. no.

     

    Have TSP PIN

     

    Mail form TSP-50

    (available from HRSSC)

    to TSP

    Federal Long Term Care Insurance Program (FLTCIP)

    You may apply any time —

    underwriting required

    www.ltcfeds.com/usps

    Choose your correct category of eligibility,

    then click your desired files under “Information Kit Materials.”

    Use

    www.ltcfeds.com/usps

    Choose your correct category of eligibility,

    then click your desired files under “Application.”

    Commuter Program

    Any time

     

    Processed at 11:59 p.m. ET, 10th day of the month

    www.wageworks.com

    Use

    www.wageworks.com

     

    877-924-3967

    TTY 866-361-8017

     

    M–F 8 a.m.–8 p.m. ET

     

     

     

     

     

     A few months ago all of our Official Personnel Folders (OPFs) were sent to a contracted scanning source and are now available for employees to view from home via LiteBlue - eOPF Employee Self Service.  www.LiteBlue.usps.gov <file://www.LiteBlue.usps.gov/>  They cannot be accessed from a Postal Computer.

    You may view and print documents in your electronic Official Personnel Folder. You will need your Employee Identification Number and your USPS Personal Identification Number (PIN) to access this system. If you've forgotten your PIN, dial 877-477-3273. Follow the steps and your USPS PIN number will be mailed to your address of record or request it via PostalEASE.  https://ewss.usps.gov/esymain.htm <https://ewss.usps.gov/esymain.htm>

    Linda Jennings, PHR
    HR Generalist (Principal)
    Hawkeye District

    Bargaining Unit Reassignment  
    Welcome to eReassign.

    Lite Blue is a collection of external websites and internal postal links. Listed below are the different links on Lite Blue and their web address or postal link.

     Employement with the USPS

     E Reassign

    Employee Benefits Research Institute http://www.choosetosave.org

    Long Term Care Insurance http://www.ltcfeds.com

    MyMoney.gov http://www.mymoney.gov

    OPM Employment and Benefits http://www.opm.gov

    OPM Health & Life Insurance http://www.opm.gov/insure

    Social Security http://www.socialsecurity.gov

     

     

    Commuter Program http://www.wageworks.com

    Credit Union http://www.ncpcu.org/links.htm

    Combined Federal Campaign http://www.opm.gov/cfc

    Flexible Spending Account (FSA) https://www.myuhc.com

    OPM Voluntary Contributions http://www.opm.gov/fers_election/facts/ri83-10.htm

    Retirement Plan http://www.opm.gov/retire

     

     

    Allotments/Payroll NTB       PostalEASE

    Federal W4                          PostalEASE

    eTravel Net to Bank             PostalEASE

    Savings Bonds                    PostalEASE

     

     

    Beneficiary Forms LiteBlue

    Employee Labor Relations Manual (ELM) http://www.usps.com

    Federal Employees Health Benefits (FEHB) LiteBlue

    FEHB PostalEASE PostalEASE

    Federal Insurance Programs http://www.opm.gov/insure

    Life Insurance (FEGLI) http://www.opm.gov/insure/life/booklet/2004/postal

    OPM Retirement Guidelines http://www.opm.gov/retire

    Retirement Seminar Online

    Uniform Program LiteBlue

     

     

     

    Account Access http://www.tsp.gov/account/index.html

    Check Rates of Return http://www.tsp.gov/rates/index.html

    Calculators http://www.tsp.gov/calc/index.html

    TSP Forms and Publications http://www.tsp.gov/forms/index.html

    TSP Information http://www.tsp.gov

    Sign Up/Change TSP                 PostalEASE

    TSP Catch-up Contributions      PostalEASE

     

     

    Employee Assistance Program http://www.eap4you.com

    Postal Employee Relief Fund http://www.postalrelief.com

     

     

    Shared Services Newsletter

     

     

    Compare Health Plans http://www.opm.gov/insure/08/spmt/plansearch.aspx

    Link to plans by state

    Postal FEGLI Life Insurance

    Postal Resources

     

     

    WHO YA GONNA CALL (WITH PERSONNEL QUESTIONS?)

     

     

    PERSONNEL TEAMS                      AREAS OF RESPONSIBILITY

     

    PLACEMENTS TEAM              

    LEADCAROLINE ROMORE (515) 251-2217

    ADRIAN BOWLEY                     (515) 251-2211

     

    Caroline & Adrian – APWU issues & bidding; MVS and Maintenance bidding; Maximizations; Complement ratios; PTF to FT Conversions; Limited duty placements; Mail Handler issues & bidding; probationary evaluations; NALC & Rural Carrier issues & bidding; career placements.

     

    EAS VACANCIES TEAM      

    LEADCYNTHIA SMITH         (515) 251-2224

     

    150s, SWCs and WSCs, PS 8020s and OIC breaks, EAS vacancy announcements

    BENEFITS, COMPENSATION, RETIREMENTS & SEPARATIONS – CALL HUMAN RESOURCES SHARED SERVICE CENTER –   1-877-477-3273 OPTION 5

    Benefits; Compensation; Retirements; Separations & EAS placement 50s; Uniforms

    HIRING & TESTING TEAM      

    NON-CAREER LEAD

    Val McElvain                   (515) 251-2217

    GREG CHAMBERLIN                (515) 251-2212

    DRENA MORRIS                       (515) 251-2213

    MARY JO KASPER                    (515) 251-2178

    SANDRA ELLIS                         (515) 251-2430

    SALLY LEONARD                      (515) 251-2138

    CAREER LEAD

    BECKY STREETER        (515) 251-2223

    KELLY HUTCHINSON              (515) 251-2214

    MARY BERARDI                       (515) 251-2218

    THERESA EDWARDS              (515) 251-2247

     

     

    Val - supervise & coordinate non-career actions

    Greg and Drena - TRCs and RCAs

    Mary Jo – district casuals

    SandyDes Moines & Cedar Rapids Casuals

    Sally – Fingerprints & PMRs

     

     

    Becky - supervise & coordinate career actions

    Kelly - career hiring, eReassign

    Mary - career Hiring, eReassign

    Theresa – examinations & MSS

     

     

    PERSONNEL FAX: (515) 251-2239                                  DISTRICT: (800) 877-7364

    HR OFFICE GENERAL: (515) 251-2200                           PostalEASE: (877) 477-3273

    EMPLOYMENT VERIF: (800) 276-9850                           IVR JOB BIDDING: (800) 222-2415

    TSP TOLL-FREE (877) 968-3778                                     IT Support - RALEIGH: (800) 877-7435

    TSP THRIFTLINE (504) 255-8777                         HUMAN RESOURCES SHARED SERVICES

    JOB LINE: (515) 251-2061 or (800) 877-7364 ext 2061       (877) 477-3273 OPTION 5

    UNIFORMS: (800) 790-7206        (Option 4, ext. 69888)                                                    

     

    GovBenefits 

     

     

    LiteBlue 

     

    You can visit LiteBlue 24/7 on any computer with internet connections. LiteBlue is the next generation in employee communications. Helping you to communicate faster and stay connected.


    It's packed with the information you want about career development, revenue and service performance, products, recognition — you name it. There's even a place where you can give feedback. Did you know you may now view your OPF (Official Personnel Folder) online, request unscheduled leave online, and soon view your pay statements online? You also can access PostalEASE through LiteBlue and change your benefits selections during open season.

    You can access information about your benefits, beneficiary forms, Uniform Program information, money management information, and a retirement seminar, all on-line. Also available is e:reassign, the method used to request reassignment to another office or craft. Current employee deals can be found, as well as postal publications such as the Postal Bulletin and NewsLink.

    You will want to view LiteBlue often because it will continue to evolve — to transform — and deliver results that serve you better. It's the postal way!

    How do you log onto LiteBlue?

    You'll need your Employee ID and USPS PIN to log on to LiteBlue.

    Your Employee ID is easy to find — just look at the top of your earnings statement. It's the 8-digit number printed just above the words "Employee ID."

    Your USPS PIN number is the same one you use to access PostalEASE. If you've forgotten it, there is a Self Service Pin Reset feature on LiteBlue. Just click on "forget your Pin?" after entering your Employee ID.

     

     

     

    Please Post

    Services Avail Through

    PostalEASE and

    Lightblue

     

    Telephone 1-877-477-3273

    Talk to an operator - option 5

    TDD/TTY 1-866-620-7507

    Hours of operation 6 AM - 7:30 PM (Central Standard Time)

    Monday through Friday

     

    Internet www.liteblue.usps.gov

    Human Resources Shared Service Center

    Greensboror, NC

     

    Lite Blue

    Lite Blue is a collection of external websites and internal postal links. Listed below are the different links on Lite Blue and their web address or postal link.

    Financial Education

    Employee Benefits Research Institute

    Long Term Care Insurance

    MyMoney.gov

    OPM Employment and Benefits

    OPM Health & Life Insurance

    Social Security

    Money Management

    Commuter Program

    Credit Union

    Combined Federal Campaign

    Flexible Spending Account (FSA)

    OPM Voluntary Contributions

    Retirement Plan

    Payroll

    Allotments/Payroll NTB PostalEASE

    Federal W4 PostalEASE

    eTravel Net to Bank PostalEASE

    Savings Bonds PostalEASE

    Benefits Management

    Beneficiary Forms LiteBlue

    Employee Labor Relations Manual (ELM)

    Federal Employees Health Benefits (FEHB) LiteBlue

    FEHB PostalEASE PostalEASE

    Federal Insurance Programs

    Life Insurance (FEGLI)

    OPM Retirement Guidelines

    Retirement Seminar Online

    Uniform Program LiteBlue

    Thrift Savings Plan (TSP)

    Account Access

    Check Rates of Return

    Calculators

    TSP Forms and Publications

    TSP Information

    Sign Up/Change TSP PostalEASE

    TSP Catch-up Contributions PostalEASE

    Employee Resources

    Employee Assistance Program

    Postal Employee Relief Fund

    Postal People Shared Services Newsletter

    Health Care Providers

    Compare Health Plans Link to plans by state

     

    To access PostalEASE you need your Employee Identification Number (it can be found on your earning statement) and you USPS Personal Identification Number (PIN)

     

    The Following benefits are accessible through Liteblue and PostalEASE:

    Benefits and Compensation

    * Health Benefits (FHEBA)

    * Life Insurance (FEGLI)

    * Beneficiary Forms

    * Death Benefits

    * Leave Policies

    * Annual Leave Exchange

    * Savings Bonds

    * Uniform Allowance

    * Civilian/Military Buybacks

    * Donated Leave

    * Flexible Savings Accounts (FSA)

    * Thrift Savings Accounts (TSP) Enrollment and catch-up

    * Allotments/Net to Bank

    * Federal W4 Forms

    * W2 forms Reprints

     

    Retirement/Separations

    * General Information on Retirement

    * Requests to File Retirement Applications (Options and Disability)

    * Individual Retirement Counseling

    * Annuity Estimates

    * Creditable Service History

    * All Separation Requests

    * Hard-copy informational material mailed to your home.

    Retirement Seminar information will soon be available to all Postal Service employees through LiteBlue. The retirement presentation includes various segments representing the A to Z information you need to know for retirement planning - whether you are covered by CSRS, CSRS offsett or FERS retirement. All this will be available 24 hours a day 7 days a week via LiteBlue. This information will also be available in a DVD format in the near future.

     

    Important Phone Numbers

     

    Flexible Spending Account

    1-800-842-2026

     

    Employee Assistance Program (EAP)

    1-800-EAP4YOU

     

    Thrift Savings Plan 

    1-877-968-3778

     

    Equal Employment Opportunity

    1-888-EEOUSPS

     

    Uniform Allowance

    1-800-287-5003

     

    National Emergency Hotline

    1-888-363-7462

     

    Telephone Job Bidding*

    1-800-222-2415

    TDD/TTY 1-800-520-0625

    *Computer and Telephone Job Bidding Hours are: Monday-Friday, 3AM to Midnight, Central Time, including holidays. Saturday 3 AM to 6 PM Central Time, including holidays

    No bidding on Sundays!

     

     

    LiteBlue Service Talk

     

     

    Health Care Providers

     

    Postal People

     

     

     

    Employee Resources

     

    Thrift Savings Plan (TSP)

     

     

     

    Benefits Management

     

    Payroll

     

    Money Management

     

    Financial Education

     

    Skip navigationUSPS logo
    Link to Blue Link to usps.com
     
     Employee Deals
    Welcome to USPS Employee Deals

    Lite Blue

     

     

     

     


    Download: CSRS Death benefits.mht

    Scholarships
    Mar 23, 2010

     

     

    APWU Scholarships

    APWU Auxiliary Scholarship

    Accident Benefit Association Scholarship

    Union Plus

    College Aid Iowa

    Scholarships

     

    Iowa Postal Workers Union

    E.R. Stowers and Aaron Baer Scholarship

     IPWU Scholarship Application Form (Printable)

    IPWU Rules and Regulations (printable)

    Rules and Guidelines for scholarships applicants:

     1. One applicant must be a son or daughter of an ative or deceased member of the American Postal Workers Union (APWU) in an Iowa Postal Workers Union (IPWU) affiliated local or Member-at-Large of the IPWU.

        One applicant must be an active member of the Iowa Postal Workers Union.

     

    2. One applicant must be a senior attending high school.

    One applicant must be a member in good standing with the IPWU.

    If there are no applicants in one of these categories, then two will be awarded from on category.

     

    3. The high school senior applicant's parents must have been a member in good standing for at least one year prior to application or must have been a member for one year immediately preceeding death.

     

    4. The active member must have been a member in good standing for at least one year prior to application.

     

    5. Application must be made on the official IPWU appliaction form and must be returned with the required essay to the address on the application.(to request an appliaction send a request to info@apwuiowa.com.)

     

    6. Applicants will be judged on the essay. The essay must not be more than 300 words. The essay will be on the theme; "Why American needs a strong trade union movement."

     

    7. Scholarship winners will be selected by an impartial panel of educators affiliated with the University of Iowa Labor Center.

     

    8. Scholarship recipients must attend an accredited college of choice which does not discriminate due to race, creed, religion, color, sex, sexual orientation, handicap, political affiliation, age or national origin.

     

    9, The award winners must show proof of enrollment, registration) in an accredited college, prior to receipt of the award. If the award winners fail to attend an accredited college or provide proof of enrollment in the award year, the sholarship will go to an alternate.

     

    10. All applications and essays must be received at the post office box not later than June 1. (IPWU PO Box 539, Des Moines, IA. 50302.)

     

    11. IPWU reserves the right to cancel or end this scholarship program at any time provided that all scholarships already granted or announced shall be awarded as stated.

     APWU

    Scholarship Programs

    The APWU will award 15 scholarships in 2010 — ten academic scholarships and five vocational scholarships — to the children and grandchildren of APWU members.

    The deadline for submission of applications is March 15, 2010. (See How to Apply below).

    Please note that the APWU scholarship rules and the application form were revised for 2010. The appropriate individual application form must be used to apply for either the Hallbeck or Vocational scholarships. Old application forms will not be accepted.

    Starting in 2010, The E.C. Hallbeck Memorial Scholarship will award $6,000 ($1,500 annually) to ten recipients (one male and one female from each of the five postal regions) to help pay for their four-year college tuition.

    Vocational Scholarship winners will receive up to $3,000 ($1,000 annually) for specialized training in such fields as culinary arts, medical or dental assistant, electrician, real estate, auto mechanic, certified IT/computer education, cosmetology, or massage therapy, etc. Eligible programs can be of a nine-month to three-year duration.

    The scholarships are open only to high school seniors.

    [2010 brochure - PDF]

    How to Apply

    March 15, 2010 will be the deadline for the APWU to receive completed applications.

    Click here to download the 2010 APWU E.C. Hallbeck Memorial Scholarship Program application. [PDF]

    Click here to download the 2010 APWU Vocational Scholarship Program application. [PDF]

    2009 Scholarship Winners

    Click here [PDF] to read about the 2009 APWU scholarship winners, their educational plans, and their parents.

    Additional Scholarship Opportunities

    In addition to the APWU Scholarship Program, you may wish to consider scholarship programs sponsored by Union Plus.

    Since 1992, the Union Plus Scholarship Program, created by the AFL-CIO, has awarded over $2 million to union members and their families who want to begin or continue their post-secondary education at colleges or trade and technical schools. Their awards range from $500 to $4,000. For more information, visit www.unionplus.org/scholarships.

    In addition, Union Plus sponsors the National Labor College Scholarship, which grants awards to union members who attend the National Labor College at the George Meany Center for Labor Studies in Silver Spring, MD.

    Union Plus also offers a free Scholarship Search, with a database of more than 3,700 scholarships worth over $3.1 billion.

    Iowa Federation of Labor 

    GRADUATE ASSISTANTSHIP

    LABOR CENTER

    The University of Iowa

     

    The assistantship is offered for those students who have an interest in working in the Industrial Relations or Labor Education area, and it requires that they take an active part in the teaching, research, and/or service activities of the Labor Center.

     Requirements to Be Considered for Qualifying for Assistantship Includes:

    • That the applicant be a member in good standing or the child or ward of a member in good standing (active, deceased or retired) of a local union affiliated with the Iowa Federation of Labor, AFL-CIO.
    • That the applicant be accepted into a graduate or professional program of study at The University of Iowa.
    • That the applicant demonstrate a need for financial assistance.
    • That the applicant profess an interest in labor education and research and have the capabilities to offer assistance to the program at the University.

      The appointment requires that the student allocate 10 hours of professional activity per week.

      The salary will be determined by The University of Iowa and UE COGS Collective Bargaining Agreement. 

     

    COLLEGE SCHOLARSHIP PROGRAM FOR CHILDREN OF FEDERAL EMPLOYEES EXPANDED


    WAEPA, a non-profit association founded in 1943, has just announced a
    significant expansion of its college scholarship program. For the
    2008-2009 academic year, the following scholarship awards have been
    established:

    * $4,000 Scholarship -- One award, renewable up to three years.
    (Total value equals $16,000)

    * $3,000 Scholarship -- Three awards, renewable up to two years.
    (Total value equals $9,000 per award)

    * $2,000 Scholarship -- Six awards, renewable up to one year.
    (Total value equals $4,000 per award)

    * $1,000 Scholarship -- Forty awards.

    -------------------------------------------------------------
    To learn more about WAEPA visit
    http://fedweek.sparklist.com/t/295520807/1762894/303/0/
    --------------------------------------------------------------

    Plus, in recognition that 2008 will mark WAEPA's 65th anniversary,
    fifteen additional $1,000 awards have been added. As a result, there
    will be a total of sixty-five scholarships available for the 2008-2009
    academic year.

    "We introduced the WAEPA Scholarship program last year and the results
    were phenomenal -- the response was tremendous and the quality of
    applicants was exceptional," said John Seal, President of WAEPA.
    "Since there were so many deserving students, the Board of Directors
    decided to increase the number of scholarships for the second year of
    the program."

    All applicants are evaluated by an independent firm on the basis of
    academic record, demonstrated leadership in school, community, or
    volunteer activities, honors, work experience, goals and aspirations,
    unusual personal or family circumstances, and an outside appraisal.
    Only children of WAEPA life policyholders are eligible for the WAEPA
    Scholarship Program.


    ABOUT WAEPA
    -----------
    WAEPA is a non-profit association that provides life insurance to
    civilian federal employees and their families. Over 40,000 members now
    belong to WAEPA, and life insurance in-force exceeds $8.3 billion.
    WAEPA
    is governed by a Board of Directors composed of senior career
    executives
    of the U.S. government who serve on a voluntary non-paid basis.

    In addition, WAEPA has also established a premium refund policy. Since
    1996 WAEPA has granted eleven premium refunds, which has resulted in
    WAEPA members receiving over $33 million in premium refunds. This past
    September WAEPA refunded over $5.3 million in returned premiums to its
    members.

    WAEPA enables federal employees, and their families, to purchase better

    life insurance at far better prices. As a superior alternative, or
    supplement to FEGLI, WAEPA gives its members more coverage, more
    benefits,
    and greater flexibility- yet costs much less. WAEPA currently protects
    over 40,000 federal employees and their families with over $8.3 billion

    of life insurance coverage.

    WAEPA is located in Falls Church, Virginia, just outside of Washington
    DC.
    To learn more about WAEPA visit
    http://fedweek.sparklist.com/t/295520807/1762894/303/0/,
    or call 1-800-368-3484

     

     

     

     

    • Use the following link to read this article on the League's Web Site:
      http://www.ia-icul.org/login.asp?e=F?id=2249

      Iowa Credit Union Foundation Wants Applicants for the 2009 FIB Scholarships

      Deadline is Friday, February 6, 2009

      High school students will be on holiday break soon, so remind your members to apply for the 2009 Family Involvement Board Scholarship program. Two scholarships are available for non-traditional students as well.

      Applicants must complete the entry form and write a 500-word essay on the following topic: Legislation should soon make certain that financial education be mandatory in Iowa schools. Taking the stance of pro-financial education, state your case why this legislation is necessary.

      Every year applicants are disqualified because their essay is not close to 500 words. Please make sure you highlight this in your communications!

      A poster is available for your use at http://www.ia-icul.org/support_files/CUFlier08.pdf.

      There are two scholarship programs available. The first is a scholarship for high school students classified as a senior with a projected graduation date of 2009. The nontraditional scholarship is open to any person who is entering or attending an accredited undergraduate, graduate or vocational program.

      A total of $5,750 will be awarded. The high school scholarship competition will award a total of $3,750. The first place prize is $1,500; second place is $1,000; third place is $750 and fourth place is $500. The nontraditional scholarship category will award two $1,000 scholarships.

      Judging will be based on originality, grammar, clarity and meaningful content of the essay. The deadline for applications is February 6, 2009. Winners will be notified via mail by April 17, and the results will be posted on IowaCreditUnions.com.

      Applicants can apply online at http://www.iowacreditunions.com/asp/fib/FIBApp.asp

      Electronic copies of the application can be found on the members-only site under Foundation location under the Community & Media Outreach tab. We encourage you to place the online application link on your website.

      The link to the application is http://www.ia-icul.org/support_files/FIBApp.pdf

      If you have any questions, please contact Marybeth Foster at 800.860.6180 x3001 or marybethf@iowacreditunions.com or Cindy Love at x3012 or cindyl@iowacreditunions.com.


    Download: South Central Scholarship App.doc

    Thrift Savings
    Aug 17, 2010

     TSP and Retirement

    TSP Calculator

    TSP How it Works

    TSP and Back Pay 

    TSP and Military Leave

    TSP Overview 2009

    TSP Roll Over

    How To Retrieve Your TSP PIN Number

     

    A. You may retrieve your TSP PIN number at the TSP website below.
        Choose Account Access. Click Here To Access the TSP Site

    B. You may also call the TSP ThriftLine at: 1-504-255-8777 press 2
         Just enter your social security number and follow the instructions.

    TSPtalk.com - link on TSP

    TSP TICKER

    FUND G F C S I
    Aug 1, 2008 close$12.55$12.09$14.39$18.12$21.05
    Daily Change:$0.00$0.01($0.08)($0.01)($0.22)
    This Month (%)0.010.06-0.56-0.05-1.04
     
    FUND L 2040 L 2030 L 2020 L 2010 L Income
    Aug 1, 2008 close$16.41$15.92$15.50$15.00$13.37
    Daily Change:($0.08)($0.07)($0.06)($0.03)($0.01)
    This Month (%)-0.48-0.42-0.36-0.19-0.11
     

     

    Thrift Savings Plan

    The Thrift Savings Plan (TSP) is an essential component of the three-tiered Federal Employees Retirement System (FERS): A FERS annuity, and Social Security and TSP payments that provide retirement income. TSP investments are also an income source for many retirees who receive Civil Service Retirement System

    By participating in the TSP, postal and other federal workers have an opportunity to save part of their pre-tax income for retirement - and receive matching contributions from the Postal Service. You can decide how much of your pay to put in your TSP account, which fund to invest it in, and how you want to receive your money when you retire.

    Additional information about the features and benefits of the TSP has is available from your personnel office or from the OPM or TSP web sites.

     

    Thrift Saving Information

    TSP Information for Postal Employees

    Thrift Savings Plan Information for Postal Employees
    Source: USPS ELM - Section 590
    How To Retrieve Your TSP PIN: TSP PIN Info

    The Thrift Savings Plan (TSP) is a retirement savings and investment plan for federal employees. It was authorized by Congress in the Federal Employees' Retirement System Act of 1986. The plan is administered by an independent government agency, the Federal Retirement Thrift Investment Board, whose sole purpose is to operate the plan for the benefit of the participants. Policies and regulations of the board are controlling in the event of conflict with the information contained in this subchapter.

    TSP has established a TSP Web Site at http://www.tsp.gov to provide employees with general information, forms, and publications. Two telephone response systems are available for general information as well as personal account information. The TSP ThriftLine at (504) 255-8777 is an automated voice response system, and the Text Telephone at (504) 255-5113 is designed for hearing impaired employees. The TSPBK08, Summary of the Thrift Savings Plan for Federal Employees, and other TSP materials are available at local personnel services offices and on the web site.

    TSP OPEN SEASON
    Open season is the period during which employees may make an election with respect to the TSP.

    a. There are two open seasons each year.
    b. Each open season lasts for 2 and 1/2 months with the election period being the last month of the open season.
    c. Open seasons are from May 15 through July 31 and from November 15 through January 31.

    During open season an eligible employee may submit an election to:

    a. Begin contributions.
    b. Change the dollar amount or percentage of current contributions.
    c. Reallocate current contributions to different investment funds.
    d. Terminate contributions.
     

    TSP CONTRIBUTIONS
    All contributions to the TSP are based on basic pay. Basic pay includes higher level pay but does not include cost-of-living adjustments (COLA, TCOLA), overtime pay, night differential, military pay, allowances, premium pay, or lump-sum terminal leave payments.

    Contributions must be made in whole percentages or whole dollar amounts.

    FERS Employees
    A FERS employee may contribute a percentage of basic pay up to a maximum of 10 percent or a whole dollar amount which does not exceed 10 percent of basic pay. Contributions are withheld each pay period.

    CSRS Employees
    CSRS and CSRS offset employees may contribute a percentage of basic pay up to a maximum of 5 percent or a whole dollar amount which does not exceed 5 percent of basic pay. Contributions are withheld each pay period.

    Automatic Contributions - FERS Employees
    The Postal Service automatically contributes an amount equal to 1 percent of the employee's basic salary every pay period. This agency automatic (1 percent) contribution starts the first pay period in the first election period that the employee is eligible to contribute and is made even if the employee chooses not to contribute. The employee's salary is not affected by this automatic contribution.

    Automatic Contributions - CSRS Employees
    There is no agency automatic (1 percent) contribution for CSRS employees

    See the USPS ELM

     

    ASK KIM
    What You Need to Know About the Thrift Savings Plan
     

    I invested in my former employer's 401(k) plan for years, then lost my job. I now work for the federal government and have the opportunity to invest in the Thrift Savings Plan. How does this plan work, and can I roll my 401(k) money into it?

    The Thrift Savings Plan is a lot like a 401(k) for federal employees and members of the military, and many more people are likely to be introduced to it over the next year or so, as the federal government becomes a good source of new jobs in this economy.

    As with a 401(k), your contributions to the TSP lower your taxable income and grow tax-deferred until retirement. Many federal employees get an employer match (it generally depends on the retirement system you belong to), although most members of the military do not. The contribution limits are similar to those in a 401(k) -- you can contribute up to $16,500 to the Thrift Savings Plan in 2009, plus an extra $5,500 in catch-up contributions if you're 50 or older. (Members of the military who are deployed can contribute all of their tax-exempt combat-zone pay, as long as their total contributions for the year don't exceed $49,000). You'll generally have to pay a 10% penalty - as you would with a 401(k) -- if you leave your job before age 55 and withdraw the money (there is an exception for eligible military reservists called to duty for more than 179 days).

    You can roll your 401(k) money into the Thrift Savings Plan, which may be a good idea because it has incredibly low fees (18 cents to 19 cents a year for every $1,000 invested for most of the funds, which equals just $18 or $19 a year in investment-management fees on a $100,000 portfolio). Pre-tax money in a traditional IRA, 403(b) or 457 can also be rolled into the TSP.

    Instead of providing a selection of well-known funds, the TSP offers five index funds, including ones that invests in large companies (called the C fund), small companies (S fund), international firms (I fund), fixed- income investments (F fund) and government securities (G fund).

    Or you can opt for one of the Lifecycle funds, which builds a diversified portfolio of the other funds to match your retirement time horizon. A Lifecycle fund (called an L fund) starts out with more money invested in stock funds -- when you have many years before you plan to touch the money - then gradually become more conservative as your goals get closer. The fund automatically adjusts the investments every quarter, so you don't need to make any changes. You should pick the Lifecycle fund with a target date closest to when you plan to start withdrawing the money. Visit the L funds page at TSP.gov to see how the allocation becomes more conservative as time passes.

    Visit the "Returns and Share Prices" page of the Thrift Savings Plan Web site for each fund's returns. See the "TSP Fund Information Sheets" for details about each fund.

    You can keep the money in the TSP after you leave your federal job to benefit from the low fees, or you can roll over the money into an IRA or a new employer's 401(k), 403(b) or 457. You must start taking required minimum distributions from the TSP after you turn 70 ½ or the year you leave federal service, whichever is later (the minimum-distribution requirement was waived for 2009, just as it was for IRAs and 401(k)s). For details about the TSP withdrawal requirements, see "Important Tax Information About Your TSP Withdrawal and Required Minimum Distributions."

    For more information about the TSP, click on "Forms and Publications" on the TSP.gov page, then "Publications," then "Booklets," then "Summary of the Thrift Savings Plan."



    ASK KIM:
    Send Kim your questions. She can't answer every one, but she'll answer as many as she can. If your question isn't published within a few weeks, scan the archives to see if Kim has covered the issue before, or start a discussion in the Kiplinger.com Community.

    Transfers
    Jan 27, 2009

     

    The APWU office of Industrial Relations has published this special issue of the CBR, addressing contract issues involved in employees' Voluntary Transfers.  This CBR deals with contract rights that may become problems for our members who seek to transfer from one installation to another.  (Please remember the term "transfer" does not properly apply to employees' changes from one craft to another within the same installation.  A "transfer" is a move from one installation to another, with or without a change in job title or craft.) (NBA's)

     

    Voluntary Transfers - CBR

     


    Unemployment Insurance
    Aug 14, 2008

    Unemployment Compensation: The Unemployment Compensation for Federal Employees Program (UCFE) is administered by each state under separate agreements with the U.S. Secretary of Labor. Although unemployment compensation benefits vary from state to state in accordance to each state's employment security law, each state law requires that a claimant:

    • Be unemployed or be employed less than full-time as defined by the state employement security law with earnings less than an amount specified in the state law.
    • Register for work and file an unemployment compensation claim at a local state employment security office.
    • Have worked a specified amount of time or have earned a specified amount of wages, or both, within a certain period.
    • Be able to work.
    • Be available for work.
    • Be actively seeking work.
    • Report periodically to the local state employment security office.

    For more information contact your state employment security office or consult the Employee and Labor Relations Manual (ELM) at USPS.com. Click here!


    Union Plus
    Feb 05, 2009

    Union Plus web page www.unionplus.org

     

     

    New Union Plus benefits help union members facing financial hardship

    With many working families in financial distress as a result of the sharp downturn in the U.S. economy, Union Plus is launching a program of new and enhanced benefits to assist eligible union members facing hardships.

    Union SAFE

     

    <<LINK TO: http://www.unionplus.org/life-planning-services-legal/member-assistance-programs/union-safe-grants-money-hardship-program>> expands the Union Plus Safety Net by providing a wide array of benefits targeted to Union Plus program participants including help for those suffering from layoffs to soaring hospital costs to problems paying their mortgage to help saving for college.<<http://www.unionplus.org/money-credit/consumer-credit-counseling>>: services, budgeting advice and no-fee debt management and bankruptcy counseling benefits.<<http://www.unionplus.org/home-mortgage-programs/mortgage-foreclosure-help>> to help avoid mortgage foreclosure <<http://www.unionplus.org/life-planning-services-legal/member-assistance-programs/union-safe-grants-hospital-bills-grant>>of $1,000 to help members who have been hit with large, unreimbursed hospital expenses who participate in the Union Plus Credit Card, Mortgage or UnionSecure Insurance programs.<<http://www.unionplus.org/life-planning-services-legal/member-assistance-programs/union-safe-grants-job-loss-grant>> of $250 for Union Plus Credit Card holders who have been recently laid off for more than 90 days.<<http://www.unionplus.org/life-planning-services-legal/member-assistance-programs/union-safe-grants-disability-grant>> of $1,000 to $2,000 for qualified Union Plus Credit Card holders who have significant income loss due to a recent long-term illness or disability <<http://www.unionplus.org/mortgage-assistance-help>> to help Union Plus Mortgage holders, who become unemployed, disabled or go on strike, make their mortgage payments.<<http://www.unionplus.org/life-planning-services-legal/member-assistance-programs/union-safe-grants-education-savings-grant>> of $500 to members who open new 529 tax-free college savings accounts or pre-paid tuition accounts of at least $1,000 by June 30, 2009.<< http://www.unionplus.org>>

    Union SAFE will provide $1 million in assistance to help eligible members. Benefits include:

    • Credit counseling
    • Save My Home Hotline
    • Hospital Care Grants
    • Job Loss Grants
    • Disability Grants
    • Mortgage Assistance

    And, to help members finance their children’s college educations, Union SAFE offers College Savings Grants

    This $1 million initiative offered by Union Plus to eligible union members demonstrates that the labor movement is answering President Obama’s call for a new era of responsibility to help those who have fallen on hard times, says Leslie Tolf, president of Union Privilege, provider of the Union Plus benefits.

    "We are all hopeful today because President Obama is working to help middle-class Americans struggling in this worsening recession," Tolf says. "America’s unions and Union Plus are doing what we can right now to assist members in trouble – especially those who participate in a Union Plus program."

    To learn more about all of the money-saving Union Plus benefits available to union members visit Union Plus.

     

    # # #


    U.S. Savings Bonds
    Aug 14, 2008

    U.S. Savings Bonds

     

    U.S. Savings Bonds: Postal Employees may purchase U.S. Savings Bonds through payroll deduction. U.S. Savings Bonds can be a smart addition to a personal savings program. Advantages include stable rates, paying no state or local income taxes on Savings Bond interest, and no federal tax until you cash the bonds. Backed by the U.S. Treasury, U.S. Savings Bonds are one of the most secure investments that you can make. To learn more about U.S. Savings Bonds visit the Savings Bonds Web site or call 1-800-4US-BOND (1-800-487-2663). To enroll, request PS Form 1192 (U.S. Savings Bond Authorization for Purchase and Request for Change) from your local Human Resources office.


    Various
    Nov 01, 2010
    A Guide to Organizing a Community Service Committee
     
    Taxes 

    One thing in life that's guaranteed is our obligation to pay taxes.  Did you know that you can change your Federal tax withholdings via PostalEASE?  Current year W-2 information is available for viewing online via PostalEASE. In addition, you may request W-2 information from any of the last 15 years to be reprinted on an official document and mailed to you.
    It all happens systematically and you can do it from the comfort of your home via LiteBLUE.  All you need is your Employee Identification Number (EIN) and PostalEASE PIN.  If you don't have your PIN, you can re-set it via PostalEASE as well.
    Iowa and Illinois State W4 forms are available at the link below and should be mailed to the HRSSC in Greensboro, NC
    http://hawkeyeintranet.usps.gov/index.cfm?treeID=32427
    Questions regarding tax withholding changes and elections should be directed to the HRSSC at 1-877-477-3273, menu option 5.

    Extra Benefits From your Union-

     Because you are a member of this union!

     

    Benefits for union members

    6 strategies for saving money this summer:

     

     

     

     

     

    1.

    NEW: Union discounts on Disney World tickets

     

     

    2.

    How to get out of debt and boost your credit score

     

     

    3.

    Union Plus Scholarships help union families

     

     

     

     

     

     

    4.

    NEW: Union discount on new 3G iPhone

     

     

    5.  

    New FICO score, why every point counts

     

     

    6.  

    How healthy is your home mortgage?  

     

     

     

     

     

    Trouble reading this email? See page: www.unionvoice.org/up/notice-description.tcl?newsletter_id=19178263

     

     

     

    1. NEW: Union discounts on Disney World tickets

    SEND TO A UNION FRIEND

     

     

     

    MickeyJust in time for summer vacation! Union families can now save as much as $26 on each Disney World ticket purchased for the four major theme parks. You can also use your Union Plus Entertainment Discount for discounted "park hopper" tickets that admit you to all four theme parks -- Magic Kingdom, Epcot, Hollywood Studios, and Animal Kingdom -- plus water parks and more.

    Already been to Disney World? Use your Union Plus Entertainment Discounts to save as much as 40% off regularly priced movie tickets, and get discounts on gift certificates, Major League baseball tickets, museum admissions, Broadway tickets, and a lot more.

    Remember to use Company Member ID: 744387769 when calling or ordering tickets by mail.

     

     

     

     

     

     

     

     

    tip

    Check out age and height requirements for any theme park attractions before arriving. You don't want your child to look forward to a ride he or she can't go on because of age or height. Save time and use the Disney World Fastpass. It's free, it's simple, and it saves you tons of time standing in line for those highly popular rides.

     

     

     

     

     

     

     

     

     

    Visit the Magic Kingdom for less at UnionPlus.org/Disney | 1-800-565-3712.

     

     

     

     

     

    2. How to get out of debt & boost your credit

    SEND TO A UNION FRIEND

     

     

     

    Discover ways to save money by avoiding credit card fees. Learn the value of boosting your credit score by just 30 points. Find out how to read your credit report. You'll learn this and more by watching the recent Webinar (“online seminar”) conducted for union members by credit expert and consumer advocate Gerri Detweiler.

    Watch this 60-minute presentation now or whenever it fits your schedule. Then follow Gerri's proven tips for getting out of debt. They work for even the tightest budgets.

     

     

     

     

     

     

     

     

    tip

    Check your credit report free at AnnualCreditReport.com. For help understanding what FICO credit scores mean and how they affect you and your family, check out myFICO from Union Plus. Or visit UnionPlus.org/CreditCounseling. You can also speak with a credit counselor by calling 1-877-833-1745.

     

     

     

     

     

     

     

     

     

    Download the free credit presentation at UnionPlus.org/Webinar.

     

     

     

     

     

     

     

    3. Union Plus Scholarships help union families

    SEND TO A UNION FRIEND

     

     

     

    Do you have a student in your family headed to college in fall of 2009? Union members, their spouses, and dependent children are eligible to apply for Union Plus Scholarships. Awards of $500 to $4,000 can be used at any accredited college, university, community college, or recognized technical or trade school. This also includes graduate school. Sign up to receive email notification when scholarship applications become available in September 2008.

     

     

     

     

     

     

     

     

    tip

    Before your student leaves home for college make sure to have a serious discussion about the lifelong value of responsible financial management. Successful personal money management skills are every bit as important to lifelong success as earning a diploma. "Starter" tips include: (1) prepare and stick to your budget, and (2) use credit and debit cards with care. You and your student can read more at More Dollars and Cents Sense for New College Students.

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Learn more about Union Plus Education Services at UnionPlus.org/Education.

     

     

     

     

     

     

    4. NEW: Union-member discount on the new 3G iPhone

    SEND TO A UNION FRIEND

     

     

     

    Beginning July 11, 2008, the Apple iPhone will be added to the Union Plus AT&T Discount Program. Members will be able to purchase the new 3G iPhone at regular price and receive the 10% Union Plus discount off the AT&T service. Please note the discount only applies to service using the new 3G iPhone. There will be no discount for service using the original iPhone.

     

     

    Save on the new Apple iPhone at UnionPlus.org/ATT | 1-800-897-7046.

     

     

     

    5. Your new FICO credit score: Why every point counts

    SEND TO A UNION FRIEND

     

     

     

    What's your new FICO 2008 credit score? If you don't know, you'll want to find out. Here's why.

    Your FICO score is used by businesses to make credit, insurance and job-related decisions about you. Formulas used to develop these scores are updated periodically to reflect changing trends in consumer behavior. The most significant update in years was just introduced. As a result, you may see a change in your score even though your credit habits remain the same.

    To find out your new scores and receive a personalized score explanation, credit reports, and ID fraud or identity theft protection, check out myFICO. Union members get a 15% union discount on myFICO® products and services.

    Check out your credit score at UnionPlus.org/CreditScore.

     

     

     

     

     

     

     

    6. How healthy is your home mortgage?

    SEND TO A UNION FRIEND

     

     

     

    With a weak housing market in many parts of the country, some homeowners are uneasy. Even if their own mortgage loans are healthy, the experience of others may be depressing home values in their area and restricting mortgage programs. How healthy is your home mortgage? Find out by completing the Union Plus Home Mortgage Check-Up. It's free to union members.

     

     

     

     

     

     

     

     

    tip

    If you are planning to buy or refinance your home, it’s essential to stay on top of your credit and fix problems quickly. Get help monitoring your credit reports and scores.

     

     

     

     

     

     

     

     

     

     

     

     

     

    Check on the health of your home mortgage.

     

     

     

     

    UNION ISSUES

     

     

     

    Union Issues: Meet Barack Obama

     

     

     

     

    The AFL-CIO General Board officially endorsed Senator Barack Obama and launched a new Web site to help educate union members about Sen. Obama’s background and his record of fighting for working families.  The new Meet Barack Obama Web site features videos, downloadable fliers and a briefing book laying out his positions on issues key to working families.

     

     

     

     

    Union Plus Interactive:

    Tell Us What You Think

     

     

     

    > Read the latest labor-related blog from Working America.

    > Listen to the latest on Workers Independent News

    Tabitha Harris, Union Plus Customer Service
Manager"Let me know if you need any assistance with any of the Union Plus programs." Complete our feedback form and Tabitha Harris, the Union Plus Customer Service Manager and an OPEIU Local 2 member will follow up to ensure you're satisfied.

    Did you know?:
    Look for the next E-News issue on August 12 from enews@unionprivilege.org: Computers, Internet service, and more.

     

     

     

     

    Email Admin Center

     

     

     

    Union Privilege backs all the Union Plus benefits so union members get the service they deserve. If you have questions or comments, please contact the Union Plus Customer Service here.

     

     

     

    Shared Services - Postalpeople -

    1-877-477-3273 

    TDD/TTY 1-866-260-7507

     

     

    Accident Benefit Association

    EAP Employee Assistance Program

    Dental

    AFLAC

    Life Care

    Scholarships

    Voluntary Benefits

    Union Plus

    COPA

    Union Labor Park

     

    Reduced Hotel prices for Federal Employees

    Greetings!

     

    The December issue of the FedRooms Check-in, the FedRooms quarterly newsletter for travelers, is attached for your review. The newsletter contains FedRooms program information, tips for frequent travelers, and a survey requesting your feedback about the newsletter. Additionally, there are details about the upcoming "FedRooms 101" training Webinar.  This newsletter will also be posted online at http://www.fedroomsinfo.com/travel_newsletter.html.  

     

    Please pass this information along to other travelers within your agency.   

     

    FedRooms

    fax 763.212.8909 | help desk 800.226.1741 | www.fedrooms.comwww.fedrooms.comwww.fedrooms.comwww.fedrooms.com

     

    FedRooms, the only government-wide, GSA-sponsored hotel program, offers simplified hotel selection and rate protection for federal travelers.  The FedRooms Rate.  Ask for it by name.  Accept no substitutes. 

     

     

    Accident Benefit Association

     

          Every Member at Large of the Iowa Postal Workers union is covered by the low option of the APWU Accident Benefit Association (ABA).

         This covereage is made available to you union members through your dues.

         For more information on the ABA go to:

     

        The Area Representative for ABA is

    Ed Brennan, PO Box 451 St. Charles, MO. 63302 Cell 314.749.7389

    The 100% ABA covered Locals are:

    Clinton Local

    Council Bluffs Local

    Creston Local

    Des Moines Iowa Area Local

    Fort Madison Local

    Hawkeye Local

    Iowa Postal Workers Union

    Rapid Area Local

    Sioux City Local

    Waterloo Local

     

    Employee Assistance Program

     

    It ain't what it used to be!

             The Employee Assistance Program (EAP) is new and improved and every member should look into what the program has to offer. It's not just about drug and alcohol abuse, it's a whole lot more!

              

    AFLAC

    To the Members of the APWU,

    There is some important news regarding your AFLAC benefits that I wanted all of you to be aware of. AFLAC has introduced a new Cancer policy that has increased treatment payouts and updated benefits that correspond with new procedures and technologies in the treatment of Cancer today.

    If you already have Aflac’s Cancer Indemnity Plan: Your plan and rate is not being affected by this introduction. If you choose, AFLAC is offering a loyalty discount to anyone who currently has a cancer policy that has been in effect for 12 months; that wishes to convert to the new policy. This can be done once your current policy has been in force for 12 months. Please contact us if you would like to make a comparison. In addition, please let me know if you or a family member have had a cancer screening and have not used your Wellness Benefit.

     

    Rate Bi-Weekly Individual 1 Parent Family Primary/Spouse 2 Parent Family

     

    New- Age 18-35 13.68 13.68 26.46 26.46

    New Age 36-45 19.74 19.74 36.42 36.42

    New- Age 46-55 26.58 26.58 50.16 50.16

    New- Age 56-70 32.88 32.88 63.66 63.66

     

     

    While the coverage is stronger, the age bracket levels warrant careful consideration! By getting the current plan, you protect your family while minimizing your investment. No change is happening to rates on the current plan.If you would like to sign up for the current Cancer policy and get locked in to the current rate, you only have until October 20th and then it will be pulled from the market. After the 20th, it will no longer be available.

    Please contact me with any questions you have concerning this matter.

    Cordially

    Your Independent AFLAC Agents,

    Christina Paterson Indira Kinrade Jason Harpenau

    515-577-1114 515.975.1227 515-333-1543

    Indira_kinrade@us.aflac.com

    Jason_harpenau@us.aflac.com

    Christina_paterson@us.aflac.com

     

     

     

    This group is designed to have an avenue for all postal employees to have a place to chat about anything concerning our passion, motorcycling. We want to start a nationwide network of postal brothers and sisters, their families and friends.

    RIDING TOGETHER is what it's all about, but even if you are between bikes, or thinking about buying your first bike, swap stories, swap information or parts. Buy or sell a bike! This site will develop and change to suit the members.

    What a better way to plan your next trip. Contact brothers and sisters from all over the country, and find out what are the best, most scenic, or fastest routes through their neck of the woods. Maybe you can line up someone to ride with when you get to your destination?

    Each city can have it's own club, so to speak, and they can draw information from all the other clubs. Think of it. How many motorcycles do you see parked at work each day? Many more people have bikes but don't ride to work. All together there must be tens of thousands of us. UNITE!

    We don't care what brand you ride, as long as you RIDE! No officers, no rules, no fees! Just fun.

    Since I have been in this group I have been on a dozen rides with new people. Every ride the group changes a little, depending on who shows up. I always have someone interesting to ride with!

    postalthunder@yahoogroup.com

     

    Union Labor Park,

     Des Moines.

    Rent the park.

     Labor Park Rules 2010

     

    Life Care

          The APWU and USPS have a joint program with LifeCare.com to provide services to APWU members and eligible family members.

          Some of the services offered are: Prenatal services; Adoption Service; Child care services; Emergency care services; Special needs service; Summer care services; Academic services; Adult care services; and Personal services.

     

     

     Federal Employees Education and Assistance Fund

     

    Scholarships

     

     

         The IPWU yearly Scholarships of $500 each are offered to a child of an active or deceased member of the IPWU, and the other scholarship is offered to an member of the IPWU.

          The APWU and other various labor organizations also offer scholarships. Watch this page for more info as they become available.

    See "Scholarship" page for more!

     

     

    Voluntary Benefits Plan

     

          Benefits for members of the American Postal Workers Union, such as Home Mortgage Program; MasterCard; Term Life Insurance; Auto Insurance and more.

     

          

     

    Union Plus

          Union Plus is brought to you by Union Privilege, established by the AFL-CIO to provided consumer benefits to members and retirees of participating labor unions.

     

    Union Plus

     

    Congratulations!

    Because you are a current or retired union member, you

    and your family are automatically eligible to start using

    your union's Union Plus benefits as described below.

    You may be eligible for other benefits from your union.

    Check www.apwu.org. For Union Plus benefits updates, visit www.unionplus.org. Take advantage of these

    benefits today!

    Union Plus benefits from Union Privilege are the only

    consumer benefits endorsed by the AFL-CIO and your union.

     

    benefits today!

    Union Plus benefits from Union Privilege are the only

    consumer benefits endorsed by the AFL-CIO and your union.

     

     

    visit www.unionplus.org. Take advantage of these

    benefits today!

    Union Plus benefits from Union Privilege are the only

    consumer benefits endorsed by the AFL-CIO and your union.

     

    benefits today!

    Union Plus benefits from Union Privilege are the only

    consumer benefits endorsed by the AFL-CIO and your union.

     

     

    Member Benefits

    On the job, you get the protection of a contract and more strength in the workplace. Off the job, the Union

    Plus programs, using the collective purchasing power of millions of union members, offer you a wide range of

    high quality benefits with great value. Union Plus programs deliver the quality, service and savings that you

    and your family deserve.

    Member and Consumer Advocacy

    The Union Plus Member Advocacy Program will assist you if you have questions or concerns about any of

    the Union Plus programs. Full-time union member advocates are devoted solely to providing you immediate

    help. Union Plus also provides a wealth of consumer information to help you improve the quality of your life

    everyday.

    Delivering Savings and Unique Benefits

    With the Union Plus programs, you and your family will receive union member-only rates, discounts and

    special features like skip payments and financial assistance in the event of disability or layoff. The Union

    Plus programs are designed specifically for union members and their families. That is why you won't find the

    savings and benefits associated with the Union Plus programs anywhere else.

    Take Advantage of the Savings

    Take a look at all of the money-saving benefits available to you as a union member. Then contact the

    programs that can help you and your family today!

    This program listing was last updated: October 11, 2007

    Money & Credit

    Credit Card

    A union endorsed credit card, with low-rate balance

    transfers, a competitive rate, no annual fee, strike

    skip payments and a unique Member Advocacy

    Program.

    1-800-522-4000

    UnionPlusCard.com

    1 of 5

    Insurance Deals

    Health & Well Being

    Credit Counseling

    Regain control of your finances and stop collection

    calls. Get help from a high quality, non-profit

    counseling service, with free counseling and debt

    management plans.

    1-877-833-1745

    UnionPlus.org/CreditCounseling

    Your Credit Score

    Learn your credit score and get help improving it.

    UnionPlus.org/CreditScore

    Online Tax Service

    Save big on online tax preparation compared to

    TurboTax® and TaxCut®. Just answer some simple

    questions to prepare your federal and state taxes,

    then e-file your returns. Free federal returns for lower

    income households.

    UnionPlusRefund.com

    Union-Made Checks

    Union-printed checks and return-address labels that

    feature your union logo.

    1-888-864-6625

    UnionPlus.org/Checks

    Online Savings Account

    Earn more on your savings by depositing your money

    into an HSBCdirect Online Savings account. Union

    members can earn a special bonus.

    1-866-655-5334

    UnionPlusSavings.com

    Union Plus Secured Card

    You can establish or rebuild your credit history with

    this secured credit card. Unlike other secured cards,

    there are no application or set up fees. Cardholders

    can graduate to a regular unsecured credit card after

    18 months of on-time payments.

    1-800-651-5108

    UnionPlus.org/SecuredCard

    Pet Insurance

    Cut the cost of owning a pet. Save 10% on pet health

    insurance premiums.

    1-866-473-7387

    UnionPlus.org/Pets

    Health Savings

    Reduce your family’s out-of-pocket health care

    expenses with discounts on dental and vision care,

    prescription drugs, hearing, podiatry and diabetic

    supplies.

    1-877-570-4845

    UnionPlus.org/HealthSavings

    Health Club Discounts

    Pre-negotiated 20% to 60% discounts on monthly

    fees at over 1,500 health clubs.

    1-888-294-1500

    UnionPlus.org/HealthClubs

    2 of 5

    Education Services

    Auto Advantages

    House & Home

    Education Services

    Provides information about loans, scholarships, how

    to select a school, how to prepare for college entry

    tests, and much more.

    1-877-881-1022

    UnionPlus.org/Education

    Union Plus Scholarships

    The Union Plus Scholarship awards $150,000

    annually to members, their spouses and their children

    who are pursuing a secondary education at a

    university, college, trade or technical school. The

    Union Leaders of Future Scholarship helps women

    and people of color become union leaders. The Union

    Plus National Labor College Scholarship awards

    $25,000 annually to those enrolling in the National

    Labor College.

    UnionPlus.org/Scholarships

    Car Rental Discounts

    Save up to 25% on car rentals.

    Avis 1-800-698-5685, ID# B723700

    Budget 1-800-455-2848, ID# V816100

    UnionPlus.org/CarRentals

    Goodyear Tire & Service Discount

    Save up to 10% when you service your car or buy

    tires, and support union workers who make many

    Goodyear tires.

    UnionPlus.org/Goodyear

    Motor Club

    Have peace of mind on the road with a full-service

    motor club that’s a better value than AAA. Get

    emergency roadside assistance and locksmith

    services (up to $100 per service call) from 40,000

    service providers nationwide. All calls answered in

    the U.S.

    1-866-437-9274

    UnionPlus.org/MotorClub

    Auto Buying

    Save time and money when you buy a new or used

    car or truck. Get pre-negotiated fleet pricing on most

    new vehicles, typically just 2-3% over dealer invoice.

    1-866-437-2336

    UnionPlus.org/AutoBuying

    Mortgage & Real Estate

    Makes buying or selling a home or refinancing a

    mortgage easier and more affordable. Features

    include strike, layoff and disability assistance, and an

    easy over-the-phone application process.

    1-800-848-6466

    UnionPlus.org/Mortgage

    3 of 5

    Everyday Savings

    Travel & Recreation

    Moving Discount

    Preferred moving discounts.

    1-800-593-2526

    UnionPlus.org/Moving

    Pet Savings

    Cut the cost of owning a pet. Save 25% on

    veterinarian services.

    1-888-789-PETS (1-888-789-7387)

    UnionPlus.org/Pets

    Home Heating Oil Discounts

    Save an average of $200-$300 a year on home

    heating oil. Available in CT, MA, NJ, NY, RI, NH,

    ME, PA, MD, DC and VA.

    1-800-660-0691

    UnionPlus.org/HeatingOil

    ConsumerReports.org Discount

    Save 27% on an annual subscription to

    ConsumerReports.org, Consumer Reports’ online

    consumer information web site featuring Product

    Reviews, Product Ratings and Buying Guides. You’ll

    also get the latest issue of the magazine online.

    UnionPlus.org/ConsumerReports

    Flower Discount

    Save 20% when you send flowers.

    1-888-667-7779

    UnionPlus.org/Flowers

    Union-Made Clothing Discounts

    Buy union-made apparel and save with a minimum

    5% discount on everything you buy. Jeans, dress

    shirts, casual wear, jackets and more.

    Justice Clothing Co. 1-888-661-0620

    No Sweat Apparel 1-877-922-7827, Code:

    UnionPlus

    Union Jean & Apparel Co. 1-888-937-8009,

    Code: UnionPlus

    UnionPlus.org/Clothing

    Powell's Bookstore

    Save on new and used books and textbooks at this

    discount unionized Internet bookseller.

    UnionPlus.org/Books

    Cruise Discounts

    Save a minimum of 5% on cruises anywhere in the

    world from Norwegian Cruise Line. Enjoy Hawaii with

    NCL America, which operates US-flagged, all union

    cruise ships.

    1-866-867-0593

    UnionPlus.org/Cruises

    Worldwide Vacation Tours

    Discounted international travel packages and tours.

    Union members save $100.

    1-800-590-1104

    UnionPlus.org/Tours

    Entertainment Discounts

    Save on movie tickets and rentals, theme parks,

    theaters, and sporting events.

    1-800-565-3712, ID# 744387769

    UnionPlus.org/Entertainment

    4 of 5

    Computers & Tech

    For up-to-date program information, sign up for E-News

    at www.UnionPlus.org/Enews

    The Union Plus benefits are brought to you by:

    Union Privilege

    1125 15th Street, NW, Suite 300

    Washington, DC 20005

    Visit UnionPlus.org for updates on all your union's Union Plus benefits.

    No union dues are used to provide these benefits.

    To print another copy of this guide, visit UnionPlus.org/PDFguide.

     

    No union dues are used to provide these benefits.

    To print another copy of this guide, visit UnionPlus.org/PDFguide.

     

    10/11/07

    Car Rental Discounts

    Save up to 25% on car rentals.

    Avis 1-800-698-5685, ID# B723700

    Budget 1-800-455-2848, ID# V816100

    Hertz 1-800-654-2200, ID# 205666

    UnionPlus.org/CarRentals

    Dell Computer Discounts

    Discounts on computers and accessories.

    1-800-695-8133

    Member ID: PS16626766

    UnionPlus.org/Computers

    Internet Service Discount

    Get huge savings on high-speed dial-up Internet

    service. Features include pop-up blockers, spam

    filters, virus protection and more.

    1-888-868-6818

    UnionPlus.net

    Broadband Phone Service (VOIP)

    Save up to 85% on your phone bill with Union Plus

    Voice. It’s easy to use. Just connect to your existing

    broadband Internet (cable or DSL) connection. A

    variety of calling plans with low monthly rates are

    available.

    1-888-868-6818

    UnionPlus.net/Voic

     

     

     

    New policy rates are approximate; many options are available on the new plan to customize your coverage. Rate comparisons are using comparable coverage to the new plan. they may vary slightly from state to state.

     

    If you do not have a cancer policy PLEASE READ CAREFULLY: While the current cancer policy is not age related, the new one is. The price difference if you are 46 or older is substantial as you can see from the chart below:

     

    Current Cancer Policy 17.31 21.32 29.72 29.72

     

     


    Vision
    Nov 01, 2010

    OPM Main Page - http://opm.gov/insure/


    Voluntary Benefits
    Aug 14, 2008

    APWU Voluntary Benefits Plan

    The Voluntary Benefits Plan provides voluntary insurance benefits designed especially for APWU members. It offers disability, life, dental, hospital indemnity and now automobile insurance, as well as numerous other programs.

    These benefit plans are available only to dues-paying members of the American Postal Workers Union.

    The Voluntary Benefits Plan also offers the most comprehensive prepaid Group Legal Services Plan.

    The Voluntary Benefits Plan has been providing benefits to APWU members nationwide since 1986, with low group rates and convenient payroll deduction payment options. Benefit plans are available to active, retired and transitional members.

    To learn more about the wide array of benefits available to APWU members, visit the Voluntary Benefits Plan Web site.




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    Mother Jones

    Mother Jones 1924

    Courtesy of Library of Congress. Modifications © Jone Lewis 2001.

    Pray for the dead,

    and fight like hell

    for the living

    APWU FMLA FORMS

    WH 380E - Employee serious health condition

    WH 380F - Family member health condition

    WH 381 - Notice of Eligibility, Rights and Responsibilities

    WH 382 - Designation Notice

    WH 384 - Certification of qualification - military leave

    WH 385 - Certification for serious illness or injury - military leave 

     

    Form 1 - Certification by Employee's Health Care Provider for Employee's Serious Illness.

     Form 2 - Health Care Provider Certification of Employee's Family Member Serious Illness.

    Form 3 - Certificate by Employee of Qualifying Exigency for Military Family Leave.

    Form 4 - Certification by Service member's Health Care Provider for Caregiver Military Family Leave.

     

     

    2009 APWU Calendar

    2015 APWU Leave Calendar

    2015 APWU Leave Chart

    Employee Assistance Program


    EAP4YOU
    Make the Call

     

    UNION PLUS

     

     

    Voluntary Benefits Plan
    P.O. Box 1471
    Waterbury, CT 06721

    1-800-422-4492

     

     

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